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Wikoff Mortgage - Branch Manager NMLS: 201182 in Surprise, AZ
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Wikoff Mortgage

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Branch Manager NMLS: 201182

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At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
  • Encompass
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    Jeanette H
    Sun City, AZ
    Posted on December 26th, 2025 07:42 PM
    You are always right on top of things. Thank you for all you do!
    Reply from Wikoff Mortgage
    December 26th, 2025 11:07 PM
    It means a lot to know that my efforts are noticed and appreciated, Jeanette. Staying on top of things is a key part of providing the best service possible. Thank you for your kind words, and please reach out if there's anything more I can...
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    Shelly W
    Posted on December 25th, 2025 12:40 AM
    Wikoff Mortgage has received a review with 5 star rating from Shelly W
    Reply from Owner
    December 25th, 2025 05:21 AM
    I appreciate your 5-star rating, Shelly. Thanks for choosing to work with Wikoff Mortgage. If you have any questions or need assistance in the future, feel free to reach out. -Samantha Wikoff
  • Encompass
    S
    Shelly L W
    Lawrenceburg, KY
    Posted on December 25th, 2025 12:39 AM
    Samantha and her staff were so quick to respond to concerns and worked hard to get our house closed as quickly as possible. This is our second house purchased through them and we appreciate them so much
    Reply from Wikoff Mortgage
    December 25th, 2025 05:22 AM
    Thank you for your continued trust and support, Shelly. It's gratifying to know that my team and I could assist you swiftly and effectively with your home purchase. Helping clients like you is always rewarding, and I truly appreciate your kind...
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    Darlene B
    Posted on December 23rd, 2025 04:00 PM
    Working with Samantha is always a pleasure. She’s very professional courteous and gets everything done on time without a hitch. If there’s a problem, you never know it because she takes care of it. Highly recommend Samantha for all of your...
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    Reply from Owner
    December 23rd, 2025 09:13 PM
    Thank you so much, Darlene! Working with you over the years has truly been a pleasure, and I’m so grateful for our long-standing partnership. Your trust means more to me than I can say. I’m glad I can be someone you count on to keep things...
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    Darlene B
    Sun City West, AZ
    Posted on December 23rd, 2025 03:59 PM
    is absolutely the best at getting everything done on time professionally and meeting all of the clients needs
    Reply from Wikoff Mortgage
    December 23rd, 2025 05:07 PM
    I appreciate your kind words, Darlene. Meeting deadlines and ensuring that all client needs are addressed professionally is a top priority for me. Thank you for your feedback, and if you ever need assistance in the future, please feel free...
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    Eric D
    Sun City West, AZ
    Posted on December 21st, 2025 05:27 PM
    I have had the pleasure of working with Samantha and the Wikoff Mortgage Company on numerous transactions; they do an outstanding job from start to finish. Communication is always clear, and our closings are always on time, which is very important...
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    Reply from Wikoff Mortgage
    December 21st, 2025 06:22 PM
    Thank you, Eric, for sharing your experience. I'm pleased to hear that the process was seamless and stress-free for you and your clients. Keeping communication clear and timely is something I prioritize, and it's rewarding to know that it makes...
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    Mike H
    Posted on December 12th, 2025 05:59 PM
    If you are looking for a lender you can depend on and who will exceed your expectations, call Samantha at Wikoff Mortgage. You will not be disappointed.
    Reply from Owner
    December 13th, 2025 02:41 PM
    Thank you for the 5-star review and for your trust in Wikoff Mortgage! We’re grateful for the opportunity to earn your confidence and exceed expectations. If you ever need anything mortgage-related, please don’t hesitate to reach out. -Samantha...
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    Mike H
    Surprise, AZ
    Posted on December 12th, 2025 05:57 PM
    The followup and communication that Samantha provides are beyond expectation. She is extremely thorough with her due diligence and one knows the transaction is in good hands. I receommend Wikoff Mortgage and Samantha to all my buyers.
    Reply from Samantha Wikoff
    December 12th, 2025 06:02 PM
    It's great to know that you found the follow-up and communication to be effective and comprehensive, Mike. I aim to ensure that each transaction is handled with care, giving you confidence along the way. Your recommendation means a lot, and...
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    Linda A C
    Surprise, AZ
    Posted on December 12th, 2025 03:43 PM
    Samantha went beyond our expectations! Informed us every step of the process! She's very kind, knowledgeable and informative! We are grateful! 😊😊
    Reply from Wikoff Mortgage
    December 12th, 2025 05:49 PM
    I'm really glad to know that I could meet your expectations and keep you informed throughout the process, Linda. Being knowledgeable and supportive is something I prioritize to ensure a smooth experience for my clients. Thank you for your appreciation...
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    Laura B P
    Sun City West, AZ
    Posted on December 8th, 2025 04:53 PM
    When Samantha says a loan is good to go, I completely trust that it is. I have referred her to family and clients and will continue to do so.
    Reply from Wikoff Mortgage
    December 8th, 2025 08:29 PM
    I truly appreciate your trust in my work, Laura. It's gratifying to know that you feel confident referring me to your family and clients. Your support and recommendations mean a great deal, and I am thankful for the opportunity to assist you....
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    About
    At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments​
    FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers​
    VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms​
    A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
    Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
    1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
    USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
    Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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    Positions
    • Wikoff Mortgage - Branch Manager
      Mar 11th, 2024 - Current
    Memberships
    • Chamber of Commerce Anthem
    • Anthem Chamber of Commerce
    • Certified Mortgage Advisor
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 201182
    Gallery
    Wikoff Mortgage - Gallery Photo
    Achievements
    • Preferred Lender with Home Realty West Valley
    • Preferred Lender with Home Realty
    Hobbies
    • Camping
    • Shooting
    • Off-roading
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    Disclaimer
    Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.