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Wikoff Mortgage
Branch Manager NMLS: 201182
At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Constant contact, updates
Reply from Wikoff Mortgage
January 7th, 2026 05:37 PM
I'm grateful for your feedback, Patti. It's important to me to maintain clear communication with clients through regular updates, and I'm pleased that you found our constant contact valuable. Please let me know if there's anything else I can...
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My choices were great or ok. Experience was better than ok but not great, it was a good experience.
Reply from Wikoff Mortgage
January 5th, 2026 11:58 PM
I'm glad to hear that you found your experience to be positive, Debra. I appreciate your feedback and always aim to provide a good level of service. Please feel free to reach out if there's anything specific I can do to improve your experience...
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Wikoff Mortgage has received a review with 5 star rating from Joy S
Reply from Owner
January 5th, 2026 11:58 PM
I appreciate your positive rating, Joy. Thank you for the support. -Samantha Wikoff
From the beginning Samantha was able to identify our personal needs to get a deal done.
All our appointments went seamless.
Samatha exceeded our expectations.
Reply from Wikoff Mortgage
January 4th, 2026 05:32 PM
I'm grateful for your feedback, Joy. It's rewarding to know that I could align with your personal needs and ensure a smooth experience throughout the process. Meeting and exceeding expectations is always my goal, and I'm glad to hear that our...
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Walked me through each step and guided me patiently
Reply from Wikoff Mortgage
January 3rd, 2026 08:34 PM
It's great to hear that you felt guided through each step, Pedro. Being patient and thorough is key, and I'm glad I could assist you in this way. If you have any more questions or need further assistance, feel free to reach out. Thank you for...
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Samantha is awesome!!
Reply from Owner
December 31st, 2025 09:45 PM
Thank you so much for the kind words! I truly appreciate you taking the time to leave a review. At Wikoff Mortgage, my goal is always to provide clear communication, competitive loan options, and a smooth, stress-free mortgage experience from...
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Samantha is such a pleasure to work with, she communicates great, answers her phone when you call. Makes every transaction go smoothly
Reply from Wikoff Mortgage
December 31st, 2025 05:32 PM
I'm grateful for your kind words, Audrey. I'm pleased to know that my communication efforts and availability stood out during your experience. Ensuring smooth transactions is always my goal. Thank you for taking the time to share your feedback....
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She was able to create solutions to get us qualified and then provided great insight to manage our credit rating to avoid extra costs
Reply from Wikoff Mortgage
December 30th, 2025 04:28 PM
I'm happy I could assist you in navigating the qualification process and share insights on managing your credit rating, Michael. It's important to me to provide practical solutions that help minimize costs. Your feedback is appreciated, and...
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Always available for questions/help!
Reply from Wikoff Mortgage
December 29th, 2025 03:30 PM
I'm glad to hear that I could be available to assist with your questions, Terri. Supporting my clients throughout the process is very important to me. Feel free to reach out any time if there's more you need. -Samantha Wikoff
The Wikoff Team is always dialed in and careful with transactions. You can trust them to handle you like you are family, and address any challenges that might arise with the upmost skill. I highly recommend them.
Reply from Owner
December 28th, 2025 12:15 AM
Thank you so much for your kind words and 5-star review! The entire Wikoff Team truly appreciates your trust in us. At Wikoff Mortgage in Surprise, AZ, we take great pride in being detail-oriented, proactive, and fully dialed in on every transaction—because...
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About
At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments
FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers
VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms
A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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Positions
- Wikoff Mortgage - Branch ManagerMar 11th, 2024 - Current
Memberships
- Chamber of Commerce Anthem
- Anthem Chamber of Commerce
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 201182
Gallery
Achievements
- Preferred Lender with Home Realty West Valley
- Preferred Lender with Home Realty
Hobbies
- Camping
- Shooting
- Off-roading
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Disclaimer
Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.