

S. John Murray
Sales Manager | NMLS #20116


University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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I have refinanced probably about 10 times in the past 20 years with John and his team. I cannot rave enough about them. They make it so easy they’re incredibly efficient and very personable. Their response time and turnaround time is outstanding....
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Prompt responses to my inquiries, good back and forth communication
Great experience. Have used John for years and will continue to do so and tell everyone about him and Draper & Kramer Mortgage Corp.
Efficient, strong communication throughout the process, and easy to use tool for sharing required documents.
I love that it is all online and I don't even need to leave the house. Everyone is great and quick to respond when needed.
Uploading docs on the app that John provided and the emails with clarification of what the steps would be.
The process went very smoothly
All of the questions I had were answered quickly. Also all calls or emails got returned right away. I have used them multiple times and never had a bad experience
Thank you
Great service
John is Very in tune with the market, and is always on time with getting the best rate.
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985

Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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