

S. John Murray
Sales Manager | NMLS #20116


University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser... Show More
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Communication was very important
John and his team understood my situation and made the process easy.
John, Bill, Kara, Lauren and all who helped were fantastic!
At a stressful time buying a new home. John and the whole Draper and Kramer team made it easy and always put our mind at ease throughout the process! We’ve worked with Draper and Kramer twice in the past 4 years and are looking forward to using...
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My wife and I have had the honor of working with John and his team on two occasions now. Specifically this time from New England all the way to SC. And I can’t emphasize enough what tremendous service he brings. Simply outstanding! There’s...
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Got a low rate
S. John Murray and the Draper and Kramer Mortgage Staff made my home purchase easy. I highly recommend.
SJohn went out of his way to be of assistance to us. He was even working a weekend to get us a pre-approval letter needed for our realtor so we could put in a bid on a house. Excellent follow through by him and his entire staff. I cannot say...
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Phyllis and I just want to thank you so much for the ease of the entire process. You have a wonderful team that are both courteous and professional and knew the process to make it that much easier for us. I think the presentations on the next...
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S. John Murray was extremely knowledgeable, professional, and always available to answer any questions I had throughout the process.S. John Murray made the entire process easy and stress-free, providing me with clear and concise information...
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985

Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235