Ryan Stelzer
Lower, LLC
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Finally getting to close aftwr some hiccups.
Reply from Ryan Stelzer
July 30th, 2025 12:43 PM
I'm glad to hear that we've reached the closing stage, even with a few hiccups along the way. I appreciate your patience and am pleased to have been part of the process. If there's anything more you need, feel free to reach out.
Ryan had great communication skill. He also did a great job helping us.
Reply from Ryan Stelzer
July 7th, 2025 02:43 PM
I'm thrilled to hear that you appreciated my communication skills and found my assistance valuable. It was a pleasure working with you, and I'm glad I could help.
The clarity of the calls the response to my calls made in getting everything taken care of a snap
Reply from Ryan Stelzer
July 1st, 2025 02:08 PM
I'm glad to hear that our communication and responsiveness made the process smooth for you. It was a pleasure assisting you, and I appreciate your positive feedback.
Ryan's communication and professionalism were outstanding.
Reply from Ryan Stelzer
June 4th, 2025 01:59 PM
I'm thrilled to hear that you found my communication and professionalism outstanding. It was a pleasure working with you, and I greatly appreciate your feedback.
Clear communication
Reply from Ryan Stelzer
April 30th, 2025 04:50 PM
Thank you, Phillip, for highlighting the clear communication. I'm glad I could assist you effectively. If you have any further questions or need assistance, please feel free to reach out.
Was informed virtually daily about our loan's progress. Ryan kept us in the loop (so to speak) of things needed from us and which step in the process our loan was at (whether underwriter or credit checker, whatever). Overall a good experience....
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Reply from Ryan Stelzer
April 10th, 2025 03:51 PM
I'm glad to hear that you had a positive experience and that you felt well-informed throughout the loan process. It was a pleasure assisting you, and I appreciate your feedback.
Ryan knows his stuff. Didnt have to worry about anything
Reply from Ryan Stelzer
April 4th, 2025 01:08 PM
I'm glad to hear that you felt confident throughout the process. It was a pleasure assisting you, and I appreciate your kind words. If you have any further questions or need assistance in the future, please feel free to reach out.
Ryan made the entire process easy, he answered all my questions clearly, explained everything thoroughly, and his response time was quick. Would recommend to anyone. 10/10
Reply from Ryan Stelzer
March 18th, 2025 04:55 PM
Thank you so much, Oscar! I'm thrilled to hear that you found the process easy and that I could help clarify everything for you. I always aim to be responsive and thorough, so it’s great to know that you felt well-supported throughout. Your...
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Everyone I spoke to was professional. The completion process was easy.
Reply from Ryan Stelzer
March 18th, 2025 04:56 PM
Hi Sara, Thanks so much for your feedback and the 4.16-star rating. I'm glad to hear that you found our team professional and the completion process easy. We strive to make every experience seamless, and your input helps us continue improving....
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I was especially impressed by the personal attention and professionalism shown by Ryan. He kept me informed of every detail and treated me as a person and not a number . Thank you
Reply from Ryan Stelzer
March 18th, 2025 04:56 PM
Hi Phyllis, Thank you so much for your kind words and for taking the time to share your experience. It was a pleasure working with you, and I'm thrilled to hear that you felt well-informed and valued throughout the process. Providing personalized...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, and VA for both purchase transactions and refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 800445
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.