

Ryan Philip-Longbridge Financial, LLC
Reverse Mortgage Consultant-NMLS#418795

See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
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Ryan was great through the whole process. We never felt pressured and he was a wealth of knowledge. He ensured we felt comfortable doing the reverse mortgage and we would highly recommend him.
The year was 2020. I was 77 years old, and in my younger years, I enjoyed a very comfortable income and a privileged lifestyle. I saved for retirement, confident that I had enough to sleep peacefully at night, knowing I could cover my bills...
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Ryan helped my mother get a reverse mortgage. He is kind and patient, assisting her every step of the way. Years later, he is still there anytime she has a question.
Reply from Owner
September 24th, 2024 05:39 PM
It was my pleasure, Katherine! Thank you!
Ryan Philip. I will recommend him to any friend who is thinking about getting a reverse mortgage. Ryan makes sure that first of all, A reverse mortgage is the right decision for you to be making, then he makes sure you completely understand...
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Very professional and helpful. Knowledgeable in his field. It was a pleasure to work with him.
Reply from Owner
September 24th, 2024 05:40 PM
The feeling is mutual, Linda! I appreciate the kind words.
Ryan is a pleasure to work with, he is professional and patient. Ryan knows reverse mortgages and is very good at explaining the various options.He was always able to answer our questions, he never had to research an answer and 'Get back to...
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Reply from Owner
September 24th, 2024 05:41 PM
Much appreciated, Ed! I'm here if you ever need anything.
Ryan was great to work with, he explained the options and the process very well. He was able to answer all our questions right when we asked them, there wasn't any issue he needed to research to answer which exemplified his years of working...
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Reply from Ryan Philip
March 5th, 2024 01:44 AM
I really appreciate the feedback and am looking forward to working with you again.
Totally positive and professional experience. Excellent salesperson who took time to make sure every detail was clear. Agent was friendly and totally knowledgeable in all phases of the sale. Made doing business a pleasure. Recommendable to...
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Reply from Owner
September 24th, 2024 05:42 PM
I appreciate the kind words, Tony! It was a true pleasure working with you and Janet.
Very thorough and professional. Answered all questions, was an xcellent representative for your firm. Made entire process very easy an understandable. All agents should be so good.
Reply from Ryan Philip
February 27th, 2024 09:15 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Ryan was knowledgeable, professional, personable and genuinely caring. He adapted to my requirements rather than forcing me into a standard box. His colleague Ivette Harvey was conscientious and also personable. I felt in very good hands and...
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Reply from Ryan Philip
January 17th, 2024 04:09 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
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About
See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
Products & Services
Mortgage Loan Officer
Jumbo Reverse Mortgages
HECM for Purchase
Home Equity Conversion Mortgages(HECM)
Financing Retirement
Funding for Aging in Place
Home Equity Loan
Specialities
Reverse Mortgages
Jumbo Reverse Mortgages
Home Equity Loan
What is a Reverse Mortgage
Financing Retirement
Reverse Mortgage Pros and Cons
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Memberships
- Certified Reverse Mortgage Professional
- FPANJ
Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 418795
Hobbies
- Basketball
- Fishing
- Exercise
Disclaimer
LO Office Phone# (551) 252-4597. LO NMLS #418795. LO Branch NMLS #957935.
This social media page is not a customer service channel. If you need help with a service or your account, please visit https://longbridge-financial.com/contact/, to contact a licensed mortgage originator or the appropriate service department. Any information submitted through this page, including complaints or personal information, is subject to the privacy and security policies of the operator of this social media website, which policies are not under Longbridge Financial, LLC’s control. In sending any content through this page, you assume all risks and responsibilities related to the security, privacy, and confidentiality thereof.
This page may contain links to other third-party websites. When you click on these links you will leave this page and will be redirected to another site. These links are provided as a convenience and do not imply endorsement or approval by Longbridge Financial, LLC of any of these sites. Longbridge Financial, LLC does not control these sites and is not responsible for the content provided therein.
For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.
This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.
Longbridge Financial, LLC NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. 1-855-523-4326. For licensing information, go to: www. nmlsconsumeraccess.org. For additional Longbridge licensing and disclosures, please visit: https://longbridge-financial.com/licensing. Longbridge Financial Company Licensing Information: Arizona Mortgage Banker License #0930082; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license; Georgia Mortgage Lender Licensee #44082; Massachusetts Mortgage Lender License # ML957935; Licensed by the New Jersey Department of Banking & Insurance; Licensed Mortgage Banker-NYS Department of Financial Services – in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075; Rhode Island Licensed Lender. For California, Nebraska, and Texas consumers: For information about our privacy practices, please visit: https://www.longbridge-financial.com/privacy. Not all products and options are available in all states. Terms subject to change without notice. Certain conditions and fees apply. This is not a loan commitment. All loans subject to approval.
Longbridge is a Licensed Mortgage Banker in the State of New York, but this LO and site are not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
Texas consumers: For state licensing information, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/.
Longbridge Financial, LLC is an Equal Housing Lender.