

Ryan Philip-Longbridge Financial, LLC
Reverse Mortgage Consultant-NMLS#418795

See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
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Ryan made things very easy. He thoroughly explained the proces, explained pro's & cons. He is extremely knowledgeable and his work is timely , accurate, and complete. He has extremely strong interpersonal skill, a pleasure to work with.Longbride...
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Reply from Ryan Philip-Longbridge Financial, L...
April 23rd, 2026 05:30 PM
I truly appreciate the kind words, Pat & Mike. It was an absolute pleasure to work with the both of you and I'm grateful for the opportunity to help you with this process. I'll be here if you need anything. Thank you!
Working with Ryan was a great experience from start to finish. He was knowledgeable, responsive, and took the time to clearly explain each step of the process, which made everything feel much less overwhelming.Ryan stayed on top of timelines,...
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Reply from Owner
April 8th, 2026 02:12 PM
The feeling is mutual, Alan. I'm so happy that we were able to get this done for your parents. I wish them and you nothing but the best. Please keep in touch. I'll be here if you need anything. Thank you!
I recently had the pleasure of working with Ryan on my mother-in-law’s HECM. He was very courteous, patient, prompt, professional, and extremely thorough in walking us through the entire process and answering all of our questions. We really...
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Reply from Owner
April 3rd, 2026 05:19 PM
Very much appreciated, Kim! I'm grateful for the opportunity. You and Diane were an absolute pleasure to work with as well. I hope this provides her with the peace of mind she deserves. I'll be here if you ever need anything. Thank you!
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Ryan was wonderful. He explained everything and kept me updated with everything that was going on. I would recommend him definitely to any of my friends. He's the best.
Reply from Ryan Philip-Longbridge Financial, L...
April 1st, 2026 08:31 PM
Thank you, Diane! You're a great person and I wish you nothing but the best. It was terrific working with you and Kim. Please keep in touch and let me know if you ever need anything.
Ryan was a so great to work with. He was very responsive, knowledgeable and helped throughout the whole process. If you are looking to do a reverse mortgage, we highly recommend Ryan at Longbridge Financial!
Reply from Owner
March 9th, 2026 05:23 PM
Thank you so much for the kind words, Andrew! I appreciate your help and involvement as well. We made a great team! I'll be here if you or Kathy ever need anything. Please don't be a stranger.
Ryan was very helpful in a tough situation.
Reply from Owner
January 14th, 2026 12:00 AM
I appreciate you, Ward. I hope all is well and healthy on your end!
Ryan was very helpful in a tough situation.
Reply from Owner
January 14th, 2026 09:10 PM
I appreciate you, Ward. I hope all is well and healthy on your end!
In my experience, this lender did not provide my mother with clear or adequate information about the reverse mortgage she was being signed into. At the time, my mother was showing early signs of cognitive decline — what her doctor later identified...
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Reply from Owner
December 15th, 2025 12:00 AM
Thank you for sharing your concerns about your mother’s experience. We’re truly sorry to hear that she felt uncertain about the loan terms near closing.I do want to clarify that I, along with Longbridge Financial, did not originate this reverse...
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The best loan officer ever !!!! Will always do business with Ryan !! He’s honest efficient and is the best . Thank you Ryan
Reply from Owner
January 2nd, 2026 03:50 PM
Hi Debra! I appreciate you and I appreciate the kind words. I'm glad that we have been able to stay in touch over the years. I'm here if I could ever help with anything. Thank you!
Ryan Philip is an amazing person to work with if you ever need or consider a reverse mortgage he’s the guy. He’s very knowledgeable, helpful and gives 110% to help out his clients, I just can’t say enough about how he’s helped us for our future...
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Reply from Owner
December 24th, 2025 02:08 PM
Thank you for the kind words, Staci & Diane. I'm grateful that you allowed me to help you with this process. I'm always here if you need anything. Happy Holidays and I hope you enjoy that warm Florida weather! Thank you!
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About
See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
Products & Services
Mortgage Loan Officer
Jumbo Reverse Mortgages
HECM for Purchase
Home Equity Conversion Mortgages(HECM)
Financing Retirement
Funding for Aging in Place
Home Equity Loan
Specialities
Reverse Mortgages
Jumbo Reverse Mortgages
Home Equity Loan
What is a Reverse Mortgage
Financing Retirement
Reverse Mortgage Pros and Cons
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Memberships
- Certified Reverse Mortgage Professional
- FPANJ
Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 418795
Hobbies
- Basketball
- Fishing
- Exercise
Disclaimer
LO Office Phone# (551) 252-4597. LO NMLS #418795. LO Branch NMLS #957935.
This social media page is not a customer service channel. If you need help with a service or your account, please visit https://longbridge-financial.com/contact/, to contact a licensed mortgage originator or the appropriate service department. Any information submitted through this page, including complaints or personal information, is subject to the privacy and security policies of the operator of this social media website, which policies are not under Longbridge Financial, LLC’s control. In sending any content through this page, you assume all risks and responsibilities related to the security, privacy, and confidentiality thereof.
This page may contain links to other third-party websites. When you click on these links you will leave this page and will be redirected to another site. These links are provided as a convenience and do not imply endorsement or approval by Longbridge Financial, LLC of any of these sites. Longbridge Financial, LLC does not control these sites and is not responsible for the content provided therein.
For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.
This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.
Longbridge Financial, LLC NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. 1-855-523-4326. For licensing information, go to: www. nmlsconsumeraccess.org. For additional Longbridge licensing and disclosures, please visit: https://longbridge-financial.com/licensing. Longbridge Financial Company Licensing Information: Arizona Mortgage Banker License #0930082; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license; Georgia Mortgage Lender Licensee #44082; Massachusetts Mortgage Lender License # ML957935; Licensed by the New Jersey Department of Banking & Insurance; Licensed Mortgage Banker-NYS Department of Financial Services – in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075; Rhode Island Licensed Lender. For California, Nebraska, and Texas consumers: For information about our privacy practices, please visit: https://www.longbridge-financial.com/privacy. Not all products and options are available in all states. Terms subject to change without notice. Certain conditions and fees apply. This is not a loan commitment. All loans subject to approval.
Longbridge is a Licensed Mortgage Banker in the State of New York, but this LO and site are not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
Texas consumers: For state licensing information, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/.
Longbridge Financial, LLC is an Equal Housing Lender.