

Ryan Philip-Longbridge Financial, LLC
Reverse Mortgage Consultant-NMLS#418795

See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
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Ryan was a tremendous support system when working through the reverse mortgage process for a family member. He was patient, attentive and helped ease the stress that can originate from making impactful financial decisions. I highly recommend...
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Reply from Owner
October 5th, 2026 02:15 PM
Thank you for the kind words! It's all about education. Sometimes, I work with folks for several years before they decide they want to proceed. The important part to me is that they have someone to come to with questions without any pressure...
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Today my wife and I are looking forward to celebrating the holidays this year and for the foreseeable future in our home of 30 years. This was made possible by the efforts, direction and support provided by Ryan. He guided us professionally...
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Ryan Philip is an exceptional reverse mortgage agent!! He had soooo much patience with my family that he truly deserves a medal!!! We procrastinated for so long on this between many people!! We are truly grateful that this was finally accomplished...
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Reply from Owner
September 25th, 2026 11:43 PM
Thank you, Michele! You are very welcome! You have a terrific family and I'm grateful for the opportunity to help. Please keep in touch if you ever need anything.
Reverse mortgage can be a daunting topic. Ryan is not the norm in today's professional world, he takes his time, is patient, builds trust and makes sure all questions are answered or anticipated. If you are considering a reverse, Ryan should...
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Reply from Owner
September 25th, 2026 01:56 PM
I appreciate the kind words, Chuck! It means a lot coming from someone like you has been deeply involved in the financial world for over 20 years. I'm always here if you need anything. Thank you!
Ryan was an absolute pleasure to work with! He is extremely knowledgable and comfortable to work with. He identified any potential problem so we could stay ahead of it. I wouldn't hesitate at all to recommend him and Longbridge to anyone! Thank-you...
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Reply from Ryan Philip
July 9th, 2026 07:09 PM
It was great working with you. Thanks again for putting your trust in us.
Great experience. Very knowledgeable. Smart
Reply from Ryan Philip
June 26th, 2026 05:05 PM
I enjoyed working with you. Thanks for the great feedback.
Ryan went above and beyond. Helped make the process very easy.
Reply from Ryan Philip
June 11th, 2026 04:18 PM
I enjoyed working with you. Thanks for the great feedback.
We worked very closely with Ryan and he was fantastic. Very quick to respond, helped with every step of the process, and I would highly recommend speaking with Ryan and Longbridge Financial before you do anything first.
Reply from Owner
June 1st, 2026 04:03 PM
Thank you for the kind words, Roger! I appreciate you allowing me to help you with this process. We had great teamwork.....which is to be expected between a drummer and a bass player! haha. Thank you and have a great Summer!
Ryan made us feel comfortable and followed up on every thing we asked.I would love to tell others how he was so professional and friendly.
Reply from Ryan Philip-Longbridge Financial, L...
May 5th, 2026 01:07 PM
Thank you, Bobbie! We make a great team. I appreciate you working with me and I'll be here if you ever need anything.
Ryan did a great job.Made me feel so comfortable going thru all this,as I am 88 and not sure about all of it,but he explained every detail to me & also my Son Steve .I would highly recommend him to anyone.
Reply from Owner
April 29th, 2026 04:11 PM
I appreciate the kind words, Bobbie! You were an absolute pleasure to work with. I wish you nothing but the best and I'll be here if you or Steve have any questions going forward.
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About
See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
Products & Services
Mortgage Loan Officer
Jumbo Reverse Mortgages
HECM for Purchase
Home Equity Conversion Mortgages(HECM)
Financing Retirement
Funding for Aging in Place
Home Equity Loan
Specialities
Reverse Mortgages
Jumbo Reverse Mortgages
Home Equity Loan
What is a Reverse Mortgage
Financing Retirement
Reverse Mortgage Pros and Cons
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Memberships
- Certified Reverse Mortgage Professional
- FPANJ
Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 418795
Hobbies
- Basketball
- Fishing
- Exercise
Disclaimer
LO Office Phone# (551) 252-4597. LO NMLS #418795. LO Branch NMLS #957935.
This social media page is not a customer service channel. If you need help with a service or your account, please visit https://longbridge-financial.com/contact/, to contact a licensed mortgage originator or the appropriate service department. Any information submitted through this page, including complaints or personal information, is subject to the privacy and security policies of the operator of this social media website, which policies are not under Longbridge Financial, LLC’s control. In sending any content through this page, you assume all risks and responsibilities related to the security, privacy, and confidentiality thereof.
This page may contain links to other third-party websites. When you click on these links you will leave this page and will be redirected to another site. These links are provided as a convenience and do not imply endorsement or approval by Longbridge Financial, LLC of any of these sites. Longbridge Financial, LLC does not control these sites and is not responsible for the content provided therein.
For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.
This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.
Longbridge Financial, LLC NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. 1-855-523-4326. For licensing information, go to: www. nmlsconsumeraccess.org. For additional Longbridge licensing and disclosures, please visit: https://longbridge-financial.com/licensing. Longbridge Financial Company Licensing Information: Arizona Mortgage Banker License #0930082; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license; Georgia Mortgage Lender Licensee #44082; Massachusetts Mortgage Lender License # ML957935; Licensed by the New Jersey Department of Banking & Insurance; Licensed Mortgage Banker-NYS Department of Financial Services – in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075; Rhode Island Licensed Lender. For California, Nebraska, and Texas consumers: For information about our privacy practices, please visit: https://www.longbridge-financial.com/privacy. Not all products and options are available in all states. Terms subject to change without notice. Certain conditions and fees apply. This is not a loan commitment. All loans subject to approval.
Longbridge is a Licensed Mortgage Banker in the State of New York, but this LO and site are not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
Texas consumers: For state licensing information, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/.
Longbridge Financial, LLC is an Equal Housing Lender.