

Ryan Howard
Loan Officer/NMLS#1286443

Ryan is an experienced mortgage professional with a background in real estate. After becoming a REALTOR in 2006 and a Broker in 2010, he transitioned to mortgages in 2015 to better serve his clients. Living in Henderson, Nevada, since 2006,... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Everything!
Reply from Ryan Howard
March 10th, 2026 05:33 PM
I'm glad to hear that you're happy with everything, Charles! If there's anything else you'd like to share or if you have any questions, feel free to reach out.
I wouldve love too to recieve the original offer not get changed up last second when they didn't propose a solution that would work or notify me the numbers will change based on my situation
Reply from Ryan Howard
February 23rd, 2026 07:44 PM
I understand where you're coming from, Todd. Clear and proactive communication is crucial, and I apologize for any frustration caused by the changes to your offer. I strive to keep clients informed and to present solutions that fit their needs....
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Ryan was always in contact with the client.
great coustomer service
Reply from Ryan Howard
January 21st, 2026 04:09 PM
Jorge, thank you for acknowledging the customer service. I'm pleased to know that your experience was positive. If there's anything else I can assist you with, please let me know.
The only thing that keeps me from giving Ryan a 5 out of 5 is that when our final home loan purchase was presented to us including the interest rate for the 30 year loan, he told us the rate and didn't pause to explain why it was .15% more....
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Reply from Ryan Howard
January 2nd, 2026 08:19 PM
Thank you for sharing your thoughts, Lori. I understand the importance of transparency, especially when it comes to interest rates. I apologize if there was any misunderstanding in that area; I value being upfront and clear with all details....
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There may have been factors out of Ryan's control and it may not have been in the company's best interest, but I wish more care was taken to get us the most favorable APR rate and not slip a higher one in at the last minute. At least a warning...
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Reply from Ryan Howard
December 26th, 2025 04:55 PM
Thomas, I appreciate your feedback and understand the importance of clear communication regarding APR rates. I'm glad that I could assist you in finding a suitable downpayment amount, but I apologize for any unexpected changes in the rate process....
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The people who Work at Snergy. they are helpful help you find the information and always keep yoi updated .
very friendly and communication was great.
The communication was excellent.
Ryan and Kevin were fantastic. They communicated regularly with us theough the entire process and the app made staying up to date very easy for us.
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About
Ryan is an experienced mortgage professional with a background in real estate. After becoming a REALTOR in 2006 and a Broker in 2010, he transitioned to mortgages in 2015 to better serve his clients. Living in Henderson, Nevada, since 2006, he enjoys the vibrant Anthem neighborhood and The District in Green Valley Ranch. Clients appreciate Ryan’s clear communication and exceptional service. A memorable moment was rescuing a client from a failing lender days before closing, leading to a lasting friendship. Outside of work, Ryan enjoys hiking, golfing, skiing, and raising cancer awareness through local events. He values face-to-face interactions and old-school customer service.
Products & Services
Mortgage Loan Officer
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Time Zone
Mountain Standard Time (MST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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