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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • Encompass
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    Russell G J
    Hanover, PA
    Posted on November 6th, 2023 06:22 PM
    We have used Ryan twice and had great experiences both times. He is very responsive with any emails, phone calls and text messages. Very friendly and answers all questions. We highly recommend Ryan.
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    Mary C
    Posted on November 6th, 2023 02:52 PM
    The team at ALCOVA helped us purchase a home in a short two weeks! They are knowledgeable, friendly and will explain documents that will allow you to feel comfortable making the largest purchase in your life. Ryan and the team will guide you...
    read more
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    Mark A C
    Morrison, CO
    Posted on November 6th, 2023 02:46 PM
    The experience we have had is one we will be bragging about to anyone looking for a lender. All of the people we have worked with have been knowledgeable, friendly and have made this an outstanding, easy purchase!
  • Encompass
    S
    Sheri M K
    Colonial Beach, VA
    Posted on September 30th, 2023 11:14 AM
    Ryan is very attentive to the needs of the client, patient with questions, and wise at offering advice. He is always pleasant and accessible.
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    Gerald F
    Posted on September 5th, 2023 10:14 PM
    Ryan Charles of Alocva Mortgage is knowledgeable, patient, accessible, honest, and always has the best interests of his clients in mind. We have used Ryan's services several times and have always had a great customer experience.
    Reply from Ryan Charles
    September 27th, 2023 03:14 AM
    One of my first clients ever -- and you have stuck with me over the years, which I greatly appreciate. You are a delight to work for, Gerry! All my best to you (and go Penn St :)
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    Ben H
    Richmond, VA
    Posted on September 5th, 2023 01:47 PM
    Ryan is the best! He walked us through every step of buying our first home and made the process very easy and crystal clear.
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    Turner S
    Richmond, VA
    Posted on September 5th, 2023 12:33 PM
    Ryan made it very easy and he was very quick with his communication
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    Gerald N F
    Glen Allen, VA
    Posted on September 2nd, 2023 02:09 PM
    Ryan is absolutely the best in the mortgage business.wr have used Ryan's services on a number of occasions. We have never received anything exceptional customer service.
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    Katherine M
    Richmond, VA
    Posted on September 1st, 2023 03:50 PM
    Ryan made us feel confident and informed throughout the entire process. We felt advocated for and constantly ahead of the game when it came to our home purchase. We would recommend Ryan to any friends and family looking for a great teammate...
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  • Encompass
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    Kevin N M
    Cumberland, VA
    Posted on August 6th, 2023 01:17 PM
    Ryan was always available to answer our questions and was helpful through every step of the process.
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance