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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Ryan and team took on a challenging second mortgage for my property. Ryan and Amelia took care of all parts of the process and provided clear instructions for supplying the documents needed to secure funding . They were gracious and added some...
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Reply from Ryan Buckholdt
May 15th, 2026 01:04 PM
John, I appreciate your kind words about the work Amelia and I did on your second mortgage. I'm glad we could guide you through the process with clear instructions and even a bit of humor. It's appreciated to hear that you were happy with everything,...
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Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Aaron M
The process was very streamlined and easy using your online systems. Ryan and team were very responsive, helpful, and friendly. Ryan expertly answered all our questions. If we refinance in the future we'll definately want to work with you again....
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Reply from Ryan Buckholdt
May 14th, 2026 11:28 PM
Aaron, I'm grateful for your kind words about my team and me. It's great to hear that you found the online process easy and our support helpful. If you decide to refinance in the future, I'd be happy to assist you again.
Would gladly refer Ryan. He is the best in all categories.
Ryan was amazing! I would gladly and enthusiastically refer him. Amazing service, communication and just a great personality. Zero issues.
Reply from Ryan Buckholdt
May 4th, 2026 03:20 PM
Jennifer, thank you for your kind words. I'm pleased to know that you had a positive experience with my service and communication. Your referrals are greatly appreciated!
Ryan Buckholdt is my go to Lender. He is thorough, personable, and able to pivot as needed. He has extensive knowledge and as such I am assured he is always working for the best interests of my clients as well as for me, which is very much...
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Ryan Buckholdt is my go to Lender. He is thourough, personable, and able to pivot as needed. He has extensive knowledge and as such I am assured he is always working for the best interests of my clients as well as for me, which is very much...
read more
Reply from Ryan Buckholdt
May 3rd, 2026 04:11 PM
I really appreciate the feedback and am looking forward to working with you again.
Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Silvestro B
Ryan is very pleasant, efficient and on point in terms of both his communication style and ability to help with lending matters. Highly recommended!
Reply from Ryan Buckholdt
May 2nd, 2026 07:17 PM
Silvestro, thank you for your kind words and recommendation. I'm glad to hear that you found my communication style and lending support helpful. If you ever need further assistance, feel free to reach out.
It was very easy flowing process that went smoothly. All questions were answered in a timely mannor.
Reply from Ryan Buckholdt
April 27th, 2026 09:13 PM
Jonathan, I appreciate your feedback and am glad to hear that the process was smooth for you. It's nice to know that your questions were addressed promptly. If you need any further assistance, please feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095