Top 5%
Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Ryan was always available to answer questions and really helped us through the process of applying for and getting a home loan.
Reply from Ryan Buckholdt
June 3rd, 2026 03:07 PM
Sarah, I appreciate your kind words. I'm glad I could assist you throughout the home loan process and be available to answer your questions. Thank you for sharing your experience!
Efficient and thorough.
Reply from Ryan Buckholdt
June 3rd, 2026 02:26 PM
Chris, I'm grateful for your feedback. It's wonderful to know you found the process efficient and thorough. Thank you for sharing your experience!
I have worked with Ryan both personally and professionally. He is the best!
I have worked with Ryan for years both personally and professionally. He is the most creative and informative Lender I have ever worked with. Highly recommend Ryan!
Reply from Ryan Buckholdt
June 1st, 2026 02:38 PM
I enjoyed working with you. Thanks for the great feedback.
I had a really good experience working with Ryan and his team at Buckholdt Cross County Mortgage. They were responsive, clear, and helpful throughout the whole loan process.They explained everything in a simple way and were always available...
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We had a great experience. Quick to respond, great communication throughout the whole process, and always kept us informed every step of the way. Everything felt smooth and made buying our home a lot less stressful.
Reply from Ryan Buckholdt
May 23rd, 2026 08:39 PM
Alejandro, I'm pleased to hear that your home buying experience was smooth and less stressful. Keeping you informed every step of the way is important to me, and I'm glad our communication met your expectations. Thank you for sharing your positive...
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Got the loan completed and closed on time.
Reply from Ryan Buckholdt
May 21st, 2026 05:34 PM
Adam, I'm glad to hear that we could complete and close your loan on time. Your feedback is appreciated, and I hope everything went smoothly for you.
Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Sandra L
Great communicatio, smooth process and always available to address any question.
Reply from Ryan Buckholdt
May 19th, 2026 03:41 PM
It was great working with you. Thanks again for putting your trust in us.
I never have to worry or micromanage the transaction when Ryan is the lender. I have complete confidence the the loan will be fully approved and we'll close on time. Best lender in the busines!
Reply from Ryan Buckholdt
May 18th, 2026 02:16 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095