Phebe Ellis-Roach
Branch Manager
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Friendly and helpful
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks for leaving such a wonderful review, Carl. I'm glad to hear that you found our service friendly and helpful. It's always our goal at Thrive Mortgage to provide the best experience for our clients. If you have any other needs in the future,...
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Communication was great and everything was explained well and taken care of!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your kind words, Jade. I'm really pleased to hear that you found our communication effective and clear. That's always something I aim for - to make sure everything is well understood and well managed. I'm glad to know...
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Phebe was always quick to respond and very patient!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much, Tiffanie, for your 5-star review. It was my pleasure to assist you and your quick feedback made the process even smoother! I'm happy to hear my responsiveness made your experience with Thrive Mortgage a positive one. I always...
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Phebe Ellis-Roach has received a review with 5 star rating from Mason A
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm absolutely thrilled to hear that you had a positive experience working with my team and I. Your 5-star rating is greatly appreciated, Mason. It was a pleasure to assist you and I'm always here should you need anything else in the future....
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Phebe and the Thrive team took care of everything for me. The entire process was super simple utilizing their app, and they stay in constant communication throughout. As a first time home buy I would not have imagined this being so easy. Thanks...
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Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I appreciate your kind words, Dylan. It's been a pleasure working with you and your feedback means a lot to me. I'm thrilled you had a positive experience with Thrive Mortgage. Don't hesitate to reach out if you have any more needs in the future....
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Phebe Ellis-Roach has received a review with 5 star rating from Kayleigh S
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you Kayleigh for your 5 star review. My team and I were happy to help.
Phebe and her team did an exceptional job. This was a personal transaction and I could ask for a more smooth experience. Phebe is not only a friend but a business partner and works so well with all my clients! Thanks Phebe, appreciate ya!!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you! I just love working with you! You make it fun!!!!! I appreciate you trusting me with your personal needs. That means a lot. I am excited about 2024!
Phebe is top notch and very knowledgeable! This was a personal transaction and I could not ask for a smoother experience. Not only is Phebe a friend, she’s a business partner and does a phenomenal job with my clients as well!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
You are the best and I appreciate you so much!
Everyone on Phebe's team was great at communication and keeping us in the loop with all of the phases of the process. They were all very kind and helpful as well!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm truly humbled by your kind words, Heather. It was our pleasure to guide you through each step of the process and make sure you were always up to date. We strive to provide excellent communication and a supportive environment for all our...
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Everyone on Phebe's team was great at communication and keeping us in the loop with all of the phases of the process. They were all very kind and helpful as well!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for the glowing review, Heather! I'm thrilled to hear that you had such a positive experience with our team at Thrive Mortgage. We strive to keep our clients informed and comfortable throughout the entire process, so it's...
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445