The Kay Fruci Team - Powered by RWM Home Loan...
Branch Manager
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve yo... Show More
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Extremely happy with the professionalism, transparency, and speed at which RWM's Mark & Kay Fruci brought to the table. They were a joy to work with and I'd highly recommend them to anyone.
The responsiveness and timeliness of getting back to me and really working hard to find the absolute solution for my situation. Appreciate the software tools used that made things to easier to understand and quick answers to any of my questions...
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Mark and Kay are experts in their field! They have great knowledge from buying, selling, refinancing, HELOCs and are especially knowledgeable for VA loans! I can’t say enough great things about them.
Mark and Kay are very knowledgable professionals. They are experts in their industry which allows them to give educate their clients on all the most advantageous options for their clients’ personal needs. They make the whole process easy and...
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Wouldn’t have bought a house without the thorough and honest information from these two! They also matched me with the perfect real estate agent and who was also trustworthy and helpful during the whole process. They’re still there for you...
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Reply from Owner
January 9th, 2026 10:24 AM
Pam, thank you for the review, it was an honor to be apart of your first journey into homeownership!
Made first time home buying easy
Staying up to date with us, answering fast, explaining every question we had, and the honesty
I never felt pressured or rushed during the process. Applying for a mortgage was an easier and smoother process than I anticipated.
Reply from Mark & Kay Fruci
August 23rd, 2023 08:42 PM
Mary, you truly made our job easy. We loved helping you purchase your first home! Thank you for taking the time to leave us a review. We appreciate you!
After being married for 21 years and a military family, we decided to buy here in Colorado Springs. Going into the process, we did not know what to expect. I am so glad we were able to work with Mark and Kay! They both walked my husband and...
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Easy to contact, answered all our questions and helped us find a modest rate in the end. Recommend they continue to consider the buyers goals despite how aggressive they might be. I wanted a payment closer to military BAH which might have been...
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About
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve your situation, I’m here to help.
As a true mortgage nerd, running numbers and comparing loan scenarios is my passion—I break down options, explain real-life impact, and guide you toward the best fit for your goals and budget. VA loans are a specialty, and working with them daily means I know the details and how to leverage your benefits for maximum advantage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
First Time Home Buyers
USDA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 1864837 & 1064528
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445