The Kay Fruci Team - Powered by RWM Home Loan...
Branch Manager
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve yo... Show More
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Mark and Kay really took the time to answer all of our questions whenever they popped up and laid out all of our options so that we could make the best choice for financing and buy downs. As first time homebuyers, their communication and care...
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Reply from Mark & Kay Fruci
December 31st, 2024 04:44 PM
We're thrilled to hear that you had such a positive experience with us, Brianna! It was our pleasure to guide you through your first home-buying process. We always aim to provide clear communication and to make the financing process less daunting....
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Team Fruci provided guidance and support throughout our entire interaction. I have already recommended them to friends and family member who might need their services in the future.
Reply from Mark & Kay Fruci
December 31st, 2024 04:44 PM
We're thrilled to hear such positive feedback, Reynold! We were more than happy to guide you through the process and support you in every way possible. Thank you so much for recommending us to your friends and family. We're always here to provide...
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Personalized and pressure-free! Marc and Kay are engaging and professional experts at their craft that never settle for less than the best for their clients!
Reply from Mark & Kay Fruci
December 31st, 2024 04:45 PM
Thank you so much, Humberto! We're thrilled to hear your experience with us at RWM Home Loans was a positive one. We strive to ensure our clients feel supported and satisfied, so it's fantastic to know that you felt our personalized, pressure-free...
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Wonderfull people to work with. Knowledgable and helpfull and communicate well.
Reply from Mark & Kay Fruci
December 31st, 2024 04:45 PM
We're overjoyed to hear that you had such a positive experience with us, Rod! It was a pleasure to assist you and we're glad that our efforts to communicate effectively and provide knowledgeable help were beneficial to you. We strive to maintain...
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Great communication
Reply from Mark & Kay Fruci
December 31st, 2024 04:46 PM
We're thrilled to hear you had a positive experience with us, Nicole! We always strive to maintain clear and open lines of communication with our clients. Your five-star rating for our services at RWM Home Loans is much appreciated. We look...
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Great communication. Perfect guidance. Trust in me and my situation.
Reply from Mark & Kay Fruci
December 31st, 2024 04:46 PM
We're extremely happy to hear your positive feedback, Cassandra. It's great to know that you found our communication and guidance helpful. Trust is a crucial part of our business, and we're glad we could earn yours during this process. We look...
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Great communication
Reply from Mark & Kay Fruci
December 31st, 2024 04:47 PM
We're thrilled to hear that you found our communication effective, Kari! Your feedback is greatly appreciated. It's always our goal to provide an excellent experience at RWM Home Loans. Thank you for the full star rating. We look forward to...
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You were timely, truthful, and you communicated with me every step of the way. I appreciate you
Reply from Mark & Kay Fruci
December 31st, 2024 04:47 PM
Hi Collette, we're thrilled to hear that you had a positive experience with us at RWM Home Loans. Your feedback regarding our timely and truthful service means a lot. It was our pleasure to keep you updated throughout the process, and we're...
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Mark and Kay ensured that they were always available to answer any questions even after hours. Regardless of the question they would tirelessly seek out the answer and provide anything we needed
Reply from Mark & Kay Fruci
December 31st, 2024 04:48 PM
We're thrilled to hear about your positive experience, Caylan. We pride ourselves on being there for our clients, regardless of the time of day. It's important to us that all your questions are answered and you have everything you need. Hearing...
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Great communication was the key
Reply from Mark & Kay Fruci
June 20th, 2024 05:46 PM
We appreciate your positive feedback, Sherryll. It's fantastic to hear that you appreciated our communication. Making sure our clients are informed and comfortable is our top priority at RWM Home Loans. Thank you for giving us a high rating,...
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About
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve your situation, I’m here to help.
As a true mortgage nerd, running numbers and comparing loan scenarios is my passion—I break down options, explain real-life impact, and guide you toward the best fit for your goals and budget. VA loans are a specialty, and working with them daily means I know the details and how to leverage your benefits for maximum advantage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
First Time Home Buyers
USDA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 1864837 & 1064528
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445