

The Kay Fruci Team - Powered by RWM Home Loan...
Branch Manager

Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve yo... Show More
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Reviews from Web
Communication and extra service from their staff. Came to my house and answered all our questions.
Friendly and helpful
Mark and Kay go above and beyond. They reach out to all the parties involved to make sure the transaction will happen smoothly and as planned. They make themselves available to explain every little detail you need explanation on. Highly recommend!!...
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Communication is key! The Fruci Duo communication with me during the process was on point. I felt like I could reach out to them whenever i had an issue and they always made me feel comfortable.
Excellent communication
Mark & Kay were with us every step of the way through (what was to us) a complicated and somewhat daunting process. They explained everything clearly and took the time to answer all of our questions. We felt that all of our interests were looked...
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Excellent service and communication.
Great communication
Mark and Kay made this whole process as painless as possible. They were available nearly 24/7 (thank you time difference) to answer any questions we had. They were great at explaining things in a way we could understand as well. Highly recommend....
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Mark and Kay aggressively work to get the best rates while working hard to make close deadline.
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About
Hi, I’m Kay Fruci, and I’m here to make the homebuying process easy. I work with buyers at every stage — first homes, next homes, and refinances. Whether you’re buying your first home, moving into something new, or refinancing to improve your situation, I’m here to help.
As a true mortgage nerd, running numbers and comparing loan scenarios is my passion—I break down options, explain real-life impact, and guide you toward the best fit for your goals and budget. VA loans are a specialty, and working with them daily means I know the details and how to leverage your benefits for maximum advantage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
VA Loan
First Time Home Buyers
USDA Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 1864837 & 1064528
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445