Joe Varisco II
Loan Officer
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitione... Show More
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Outstanding customer service! I have worked with Joe Varisco on separate occasions for refinancing homes and a home purchase. He has always made time to be available to answer questions and was very helpful in navigating through any issues....
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As a Realtor, I always appreciate a smooth closing and Joe Varisco at Laraby Financial made it happen for our clients. Excellent communication and great timing on the appraisal process. Thank you, Joe!
After shopping for a refinancing option, I chose Laraby Financial Group, Inc. because their terms were the best in the market, including lower interest rate, with closing time in less than 3 weeks. The whole process was smooth and straightforward,...
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Outstanding Service!
Joe and everyone at Laraby was awesome! They were super patient and answered all my questions! Would definitely recommend to any first-time home buyers!
Reply from Owner
January 9th, 2026 10:30 AM
Thank you for the feedback Daniela, we really enjoyed getting to know you and look forward to having you part of our community. We are super proud to be part of your first home buying experience and look forward to your continued success.
Laraby Financial was great to work with! I work at a title company, and was very pleased with the loan officer and processors I worked with for our mutual customer. Even with a little hiccup, they were quick to adjust and get what was needed...
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Joe Varisco was an absolute pleasure to work with. He helped make our first home buying experience flow smoothly. He and the Laraby Financial Group team kept us in the loop every step of the way. HIGHLY recommend using them when purchasing...
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I have used these guys several times and their whole team is the best. They will tell you upfront what they can do for you without gimmicks.Here has been my history.-2004 First Home -Brazos who has since retired, went out of his way to be at...
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Joe was a consummate professional, delivering quality guidance and information in support of our refinancing.
Joe Varisco II has received a review with 5 star rating from Lisa H
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About
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitioned into the mortgage industry in 2020 and now lead our Waco, Texas branch. I hold the Certified Mortgage Advisor (CMA) designation and have built a strong production record while growing my team. Fluent in English and Spanish, I enjoy helping clients navigate the home financing process with confidence. Whether purchasing a home or refinancing, my goal is to provide clear guidance and tailored loan solutions that support each client’s financial goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1998610
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445