Joe Varisco II
Loan Officer
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitione... Show More
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Working with Joe and his team was an outstanding experience from start to finish. As a first-time homebuyer, I had a lot of questions, and their team made me feel supported every step of the way. They guided me through the entire process over...
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Reply from Joe Varisco II
July 28th, 2026 07:59 PM
Thank you, Brigitte, for your thoughtful review and for trusting my team and I to help you purchase your first home. It was truly an honor to be part of such an exciting milestone in your life.Buying your first home can feel overwhelming, so...
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As first-time homebuyers, navigating the mortgage process felt daunting, but Joe made everything incredibly clear and stress-free. His communication was excellent from start to finish—he kept us updated at every major milestone, answered all...
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Reply from Joe Varisco II
July 15th, 2026 03:39 PM
Thank you both for the kind words. It was truly a pleasure helping you purchase your first home.Buying your first home is an exciting milestone, and I'm honored you trusted our team to be part of it. I'm glad we could make the process easier...
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As the buyer's agent, I had a wonderful experience partnering with Joe on this transaction. Joe consistently kept both my clients and me informed every step of the way. He was responsive, proactive, and always willing to take the time to answer...
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Reply from Owner
July 11th, 2026 07:24 PM
Thank you, Cass, I truly appreciate your thoughtful review.Working with professionals like you, who put the customer first, makes all the difference. We share the same goal: making sure our customers feel informed, supported, and confident...
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We talked to a few lenders, and Joe stood out to us because of his communication and always making himself available to us. Whether it was a scheduled call or an out of the blue call, he was always happy to help! We quickly learned the value...
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Reply from Joe Varisco II
July 11th, 2026 07:43 PM
Thank you both for the thoughtful review. It truly means a lot.Congratulations again on becoming first-time homeowners! Helping guide you through one of life's biggest milestones was an honor, and I'm glad our communication and availability...
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Joe Varisco II has received a review with 5 star rating from Emil N
Reply from Owner
July 2nd, 2026 09:33 PM
Thank you, Emil, for the great rating! I'm really proud to have been able to help you and Salwa with your home financing. As mentioned, our journey will continue as you all will be receiving a financial statement each month from us illustrating...
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RWM HOME LOANS are Very Customer oriented, professional and courteous team focused on working together with their client to reach the ultimate solution for their loan needs. Very detailed oriented team that made the approval process go very...
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Joe Varisco II has received a review with 5 star rating from Salwa H
Reply from Owner
July 2nd, 2026 09:40 PM
Thank you so much, Salwa! It was an absolute pleasure working with both you and Emil to get you into your new home. You all were fantastic throughout the whole process. As I mentioned to Emil, we're not going anywhere, keep an eye out for those...
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Thank you, Joe and team for excellent job caring for our financial steps in buying our new house. You are the best.
Better communication
Reply from Joe Varisco II
July 2nd, 2026 09:51 PM
Thank you, Jessica, for the 4.5-star rating and your valuable feedback! I’m incredibly proud to have been able to help you and Isai cross the finish line by converting your construction loan into permanent financing for your duplex.I truly...
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Joe has good communication .
Reply from Joe Varisco II
July 2nd, 2026 09:53 PM
Thank you, Isai, for the 4.33 star rating and the kind words! I’m really glad to hear you felt our communication was strong throughout the process. Converting a construction loan into permanent financing for a duplex has a lot of moving parts,...
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About
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitioned into the mortgage industry in 2020 and now lead our Waco, Texas branch. I hold the Certified Mortgage Advisor (CMA) designation and have built a strong production record while growing my team. Fluent in English and Spanish, I enjoy helping clients navigate the home financing process with confidence. Whether purchasing a home or refinancing, my goal is to provide clear guidance and tailored loan solutions that support each client’s financial goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1998610
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445