

Joe Varisco II
Loan Officer

Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitione... Show More
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Reviews from Web
Joe Varisco/Laraby handled my mortgage loan which closed early 2022. I found them helpful, timely, informative and the perfect ally to get my mortgage closed without any surprises. Thanks for your assistance. I recommend Laraby whole heartedly....
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Reply from Owner
January 9th, 2026 10:30 AM
Thanks Ron, we really enjoyed getting to know you and are super excited everything worked out for you guys! You and Joe still need to go hit Tennis Balls...Thanks again!
I found the information about Solar Panels from the function, to financing to tax credits to appraisals to installation very educational. Andy, the Instructor, answered a lot of questions I’ve had for years.He seemed to be very concerned about...
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Reply from Owner
January 9th, 2026 10:30 AM
Thank you again for joining us last night Troy and the valuable feedback!
Valuable presentation on solar in a welcoming location. Great Q&A for what i was able to be apart of. Many thanks
Reply from Owner
January 9th, 2026 10:30 AM
Thank you Gaye Lynn for joining us last night in between dropping off and picking up the kiddos. Your taking the time to give us your feedback is greatly appreciated.
Well organized event and great networking
Thank you Andy & Joe.
Reply from Owner
January 9th, 2026 10:30 AM
Thank you Birgitte for the feedback and your help in making the event a success!
Joe Varisco II has received a review with 5 star rating from Alexander L
Reply from Owner
January 9th, 2026 10:30 AM
Thank you Alexander, it has been great working with you thus far. Once you are ready to move forward or if you have any questions please reach out anytime...
Although I did not ending up using Joe to complete my loan I wanted to give feedback about my experience. Joe was an absolute pleasure to work with. The attention to detail and personal touch to our conversations were above and beyond what...
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Reply from Owner
January 9th, 2026 10:30 AM
Thanks Chase, we look forward to the the opportunity to work with you in the future.
Joe Varisco and his team were a pleasure to work with. They made the process simple from start to finish. I highly recommend them for all your home mortgage needs.
Reply from Owner
January 9th, 2026 10:30 AM
Thank you Connie, it was a pleasure to work with you! Hope you guys love your new lakeside living.
Joe was exceptional!! He made the whole process very easy and keeps you updated with everything. I highly recommend him if you are looking for a lender!!
Reply from Owner
January 9th, 2026 10:30 AM
Congratulations Brittney!! We can’t to see how your painting turned out!
We loved working with Laraby Financial. We were purchasing our first home and Joe patiently walked us through the entire process and made sure we felt comfortable every step of the way. Even at the closing table he made everything make sense...
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Reply from Owner
January 9th, 2026 10:30 AM
From our Family to yours CONGRATULATIONS!! So happy for you and Noah.
It was a pleasure working with Laraby Financial! Very smooth transaction. Couldn’t have asked for better communication. Joe’s professionalism was top notch! Looking forward to working with him and his team again in the future!
Reply from Owner
January 9th, 2026 10:30 AM
Thanks Tricia, it was great working with you and being part of Mecca & Noah’s first home purchase.
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About
Raised on a cattle ranch in Central Texas, I learned the value of hard work, responsibility, and family early in life. After a long career with SLB Schlumberger, including roles as VP of Global Accounts and VP of Global Sales, I transitioned into the mortgage industry in 2020 and now lead our Waco, Texas branch. I hold the Certified Mortgage Advisor (CMA) designation and have built a strong production record while growing my team. Fluent in English and Spanish, I enjoy helping clients navigate the home financing process with confidence. Whether purchasing a home or refinancing, my goal is to provide clear guidance and tailored loan solutions that support each client’s financial goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1998610
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445