

Guild Mortgage - Ruth Stephenson
Area Manager | NMLS# 119289

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
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closed
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closed
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Reviews from Web
We got it closed ... even earlier than the contract date!
Reply from Ruth Stephenson
April 13th, 2026 05:22 PM
I'm pleased to hear that we managed to close earlier than expected, Larry. Ensuring a smooth and timely process is always my aim. If there's anything else I can assist you with, please let me know.
Guild Mortgage - Ruth Stephenson has received a review with 5 star rating from Lauren N
Ruth is the absolute BEST! Incredibley proactive, helpful, responsive, well informed and clearly an expert at what she does - she's also a joy to work with! We will always want to work with Ruth when given the choice!!
Reply from Ruth Stephenson
October 27th, 2025 04:24 PM
I'm truly glad to hear about your positive experience, Lauren. Your kind words about my proactive approach and expertise mean a lot to me. Making the mortgage process smooth and enjoyable is always my goal, and I appreciate knowing that you...
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Ruth was outstanding and obviously extremely smart. She knew exactly how to handle every hurdle.
Reply from Guild Mortgage - Ruth Stephenson
September 27th, 2025 10:14 PM
It's great to hear that you had a positive experience, Jeffrey. I appreciate your kind words about my approach to navigating the challenges during your mortgage process. Ensuring a smooth journey for clients is one of my top priorities. If...
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Guild Mortgage - Ruth Stephenson has received a review with 5 star rating from Charlotte M
Responsive, supportive, easy to work with, and helpful. Ruth is one of the smartest, most driven individuals. Not once did I even consider working with somebody else.
Reply from Guild Mortgage - Ruth Stephenson
May 23rd, 2025 01:25 PM
I'm thrilled to hear that you found the process responsive and supportive. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing Guild Mortgage for your purchase.
Ruth was absolutely amazing to work with! She's incredibly knowlegeable and went above and beyond to make sure everything went smoothly. Her expertice and attention to detail were key in ensuring a smooth transaction from start to finish. Thanks...
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Reply from Guild Mortgage - Ruth Stephenson
May 23rd, 2025 01:25 PM
I am thrilled to hear that your experience was seamless and successful. It was a pleasure working with you and ensuring everything went smoothly for your clients. Your kind words are greatly appreciated, and I am grateful for the opportunity...
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They are very professional and very knowledgeable about what they are doing. I recommend!
Ruth was professional yet sweet and considerate of our situation and needs. It was a fantastic experience. Things happened like magic that we thought were impossible. Thank you!
Reply from Guild Mortgage - Ruth Stephenson
May 23rd, 2025 01:25 PM
I'm thrilled to hear that you had a fantastic experience with your purchase. It was a pleasure assisting you, and I appreciate your kind words. If you need any further assistance, please don't hesitate to reach out.
Ruth worked hard to get us the best mortgage deal for our situation!! We love our new home, thanks to Ruth!
Reply from Guild Mortgage - Ruth Stephenson
May 23rd, 2025 01:25 PM
I'm thrilled to hear that you're enjoying your new home, Thomas. It was a pleasure working hard to secure the best mortgage deal for you. Thank you for your kind words!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 119289
Disclaimer
I am authorized to do business in the states of Alabama, Florida, Georgia, Massachusetts, North Carolina, Ohio, South Carolina, Tennessee and Virginia. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # MLO119289; (www.nmlsconsumeraccess.org/); NMLS ID: 119289; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.