Guild Mortgage - Ruth Stephenson
Area Manager | NMLS# 119289
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
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closed
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closed
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Reviews from Web
Ruth could not have been more helpful! She made the entire process seamless. I knew I was in good hands the second I spoke with her.
Reply from Ruth Stephenson
October 26th, 2026 04:50 PM
John, I appreciate your kind words and am glad to hear that you felt in good hands throughout the process with me at Guild Mortgage. It's wonderful to know that I could help make everything seamless for you.
Ruth Stephenson and her team were amazing! Always easy to make contact with and willing to answer all of my queastions kindly, clearly, and well informed. The entire process was smooth and they were able to move things along very quickly for...
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Reply from Ruth Stephenson
October 21st, 2026 01:04 PM
Ashley, I'm grateful for your kind words about my team and me at Guild Mortgage. I'm pleased that you found the process smooth and that we could address your questions effectively. Your recommendation means a lot, and if you ever need assistance...
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Ruth and team made everything simple and easy for my partner and I to purchase our dream home!
Reply from Ruth Stephenson
October 15th, 2026 02:19 PM
Michael, I'm pleased to hear that you and your partner found the process simple and easy with my team and me at Guild Mortgage. Helping you purchase your dream home was a great experience!
very smooth process, closed on time
not likely to recommend because we are not in the same geographic market place...
It was a very easy experience. Ruth is great to work with. The online platform is easy to work with. Everyone communicated well, and ensured that everyone got what they needed from each other to complete the process quickly. The Roper Law firm...
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Reply from Ruth Stephenson
August 17th, 2026 04:36 PM
Jeanne, I appreciate your kind words. I'm happy to hear that the experience was easy and that communication was effective throughout the process. It's wonderful to know that you had a great experience with both us and the Roper Law firm.
Very responsive, very quick financing approval.
Reply from Guild Mortgage - Ruth Stephenson
July 20th, 2026 06:38 PM
Christine, I'm glad to hear that you found the financing process quick and responsive. It's important to me that everything goes smoothly for my clients. If you have any more questions or need further assistance, feel free to reach out.
Buying my home was such a big milestone, and I’m so grateful I had Ruth by my side throughout the entire process. From our very first conversation, she was kind, patient, and always willing to take the time to answer my questions and explain...
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Reply from Guild Mortgage - Ruth Stephenson
July 16th, 2026 07:51 PM
Nathan, I'm grateful for your kind words and am so pleased to hear that you felt supported and confident throughout the home-buying process. It was truly my pleasure to help you navigate this significant milestone and ensure everything went...
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I've had a lot of residential loans over the years and my experience with Ruth made this easily the best loan process. All Information and communication were accurate and available making the otherwise difficult process much improved from all...
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Reply from Ruth Stephenson
July 6th, 2026 05:35 PM
Thank you so much, Rich! It was a pleasure to work with you and Sabrina! I can't wait to see your new home.
It was a quick closing and we closed on time. However, I never heard from the lender who worked on the loan. Never had any communication with anyone.
Reply from Ruth Stephenson
July 6th, 2026 05:37 PM
Thank you for your feedback, Sharon. I'm pleased we were able to close the loan on time despite the challenges that arose during the transaction.I'm sorry you felt there wasn't enough communication from our team. Our primary responsibility...
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is the best of the best the entire company is anytime an issue arises. It is solved quickly and efficiently. Most of the time there are no problems and we just have a very nice smooth closing call Sabrina at 919-
Reply from Ruth Stephenson
July 6th, 2026 05:38 PM
Thank you, Janice. We always love working with you.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 119289
Disclaimer
I am authorized to do business in the states of Alabama, Florida, Georgia, Massachusetts, North Carolina, Ohio, South Carolina, Tennessee and Virginia. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # MLO119289; (www.nmlsconsumeraccess.org/); NMLS ID: 119289; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.