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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Russell is one of the most knowledgeable people I’ve ever met when it comes to structuring a mortgage loan for the client’s best benefit. If you are in a market to buy a home, Russell is the person to work with!
Reply from Owner
June 9th, 2026 10:47 PM
Thank you so much for the great review and supporting our efforts!!!
You the man
Reply from Russell Smith and The Dream Team at...
June 8th, 2026 01:39 PM
Thank you, Terry! I appreciate your kind words. We are excited for you and Jane! You're so awesome! Thank you Russell Smith
Amazing knowledge and reliable team. A flawless execution in getting a home loan and best financial advice!!! Highly recommended!
Reply from Owner
June 5th, 2026 07:41 PM
Justin, we are so happy for you and your new home as we know it has been your dream for a long time! Thank you so much for sharing this great review as well! Russell Smith
The amazing teamwork, communication, customer service and reliability from the Alcova team to execute a flawless mortagage loan for me. Russells amazing mortgage and financial advice. I am extremely happy and pleased with everything.
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Reply from Russell Smith and The Dream Team at...
June 5th, 2026 07:45 PM
I'm pleased to know that you had such a positive experience with the ALCOVA team, Justin. It's great to hear that our teamwork, communication, and customer service contributed to a smooth mortgage process for you. I'm also glad that my mortgage...
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The Professionalism of all of the Dream Team made the whole buying experience so easy. Each one communicated very well and keep me updated on very step of the process.
Thank You so muchfir making it so easy!!!
Reply from Russell Smith and The Dream Team at...
June 4th, 2026 02:09 PM
I'm thankful for your kind words, Darryl. It's great to know that the professionalism and communication from the Dream Team made your buying experience easy. Keeping you updated every step of the way is something we take seriously. If there's...
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Russell is the best in the business! He made the process very fluent and easy for me and my wife purchasing a home as first time homebuyers. He’s well connected in any outlet you may need during the process! Highly recommend! He’s the best!
Reply from Owner
June 4th, 2026 02:09 PM
Cameron, I appreciate your kind words and recommendation. It's wonderful to hear that the process was smooth for you and your wife as first-time homebuyers. I'm glad to have been able to assist with connections during your journey. If there's...
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Excellent assistance through the process. Great communication
Reply from Owner
June 4th, 2026 02:10 PM
June, I appreciate your kind words. It's wonderful to know that you found the communication and assistance throughout the process to be excellent. If there's anything else you need, I'm here to help. Thank you! Russell Smith
Timely , kept on top of the progress...assistance and great communication
Reply from Russell Smith and The Dream Team at...
May 28th, 2026 12:44 PM
Donald, I appreciate your kind words about my assistance and communication. Keeping everything on track and ensuring clear communication are priorities for me. Thank you for your feedback! Russell Smith
That day of sign the papers was the happiest day for me to i own my home
Reply from Russell Smith and The Dream Team at...
May 27th, 2026 12:35 PM
I'm happy to hear that signing the papers and owning your home was such a joyful moment, Jeremy. It's appreciated to know I could be part of this significant milestone with you. If there's anything else you need, please feel free to reach out....
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Professionalism, response, fast returns.
.
Reply from Russell Smith and The Dream Team at...
May 25th, 2026 01:08 PM
David, I appreciate your kind words about my professionalism and responsiveness. It's great to know you were satisfied with the speed of our service. If you need any further assistance, feel free to reach out. Russell Smith
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance