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Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
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Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Russell was amazing to work with from beginning to end. As a new home buyer, I had no clue about the home purchasing process, but he guided us step by step and made everything feel much easier and less stressful.He had great communication,...
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Reply from Owner
July 8th, 2026 10:15 AM
Thank you so much, Ida, for your kind words. I'm pleased to hear that I could guide you through the home buying process and make it less stressful for you. It's great to know that my communication and collaboration with your realtor, Charlie...
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Russell was amazing to work with from beginning to end. As a new home buyer, I had no clue about the home purchasing process, but he guided us step by step and made everything feel much easier and less stressful.He had great communication,...
read more
Reply from Russell Smith and The Dream Team at...
July 8th, 2026 10:16 AM
Ida, I'm glad to hear that I could make your home buying experience easier and less stressful. It's important to me to provide clear communication and support throughout the process. Working alongside your realtor, Charlie Jones, was a pleasure,...
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great communication, aggressive and creative when working towards the goal!
Reply from Russell Smith and The Dream Team at...
July 1st, 2026 02:13 PM
I'm thankful for your kind words, Kristen. It's wonderful to know that you appreciated the communication and approach I took in working towards your goals. Like I told you yesterday, you will be the happiest person celebrating Independence...
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Russell and the team worked very hard to arrange all the details of our mortgage. Everyone had great communication skills and made a normally tedious process simple. They where always timely in there responses and made the more difficult financial...
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Reply from Owner
June 30th, 2026 07:56 PM
Thank you, Brett, for your kind words. I'm pleased to hear that our team's efforts and communication skills helped simplify the mortgage process for you. Making complex financial concepts understandable is important to us, and your recommendation...
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Russell and the team worked very hard to arrange all the details of our mortgage. Everyone had great communication skills and made a normally tedious process simple. They where always timely in there responses and made the more difficult communication...
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Reply from Russell Smith and The Dream Team at...
June 28th, 2026 01:57 PM
I'm happy to hear that you found our team’s communication skills helpful and the mortgage process simple, Bretton. Making complex concepts easy to understand is something we strive for, and I'm glad it made a difference for you. I truly appreciate...
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Excellent communication, timely responses, thorough explanations and execution
Reply from Russell Smith and The Dream Team at...
June 25th, 2026 06:50 PM
Thank you, Jessica, for highlighting the excellent communication and timely responses. I'm pleased that the thorough explanations and execution better prepared you as a buyer and now a homeowner. If you ever need further assistance, feel free...
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Such down to earth group of peopl!
Reply from Russell Smith and The Dream Team at...
June 23rd, 2026 09:51 AM
I appreciate your kind words, Megan. It's wonderful to hear that you found us to be a down-to-earth team and we are so happy for your family to be able to have a successful closing on your home in Buchanan VA. If there's anything else you need,...
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Russell and his team were very pleasant and professional to work with
any Questions were answered in a timely manner
Reply from Russell Smith and The Dream Team at...
June 18th, 2026 09:50 PM
I appreciate your kind words, Ian. I'm glad to hear that you found working with my team and me pleasant and professional. If you have any more questions in the future, feel free to reach out. Thank you and enjoy your new home! Russell Smith
Very responsive and willing to take the time to ensure I understood what I was signing. Answered every question I had, including redundant ones. Able and willing to beat the competitions best rate despite escalating and soaring prices, I was...
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Reply from Russell Smith and The Dream Team at...
June 16th, 2026 12:30 PM
Juan, I appreciate your kind words and am glad to hear that my responsiveness and clarity were helpful to you. It's important to me that you fully understood each step, and I'm pleased that we could offer a competitive rate for meeting your...
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Russell's Team was very professional and attentive throughout the entire loan process. He and Amy surpassed all our expectations in navigating us through every detail for a successful closing. I would highly recommend Russell and his team to...
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Reply from Russell Smith and The Dream Team at...
June 14th, 2026 10:52 PM
I'm truly thankful for your kind words, Katrina. It's wonderful to hear that Amy and I were able to surpass your expectations and guide you seamlessly through the loan process. Your recommendation means a lot to us. If you need any further...
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About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
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Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
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Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
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Hobbies
- Snow Skiing
- Golf
- Water Skiing
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance