

Top 5%
Russell Smith and The Dream Team at ALCOVA Mo...
Branch Partner | Senior Loan Officer


University of North Carolina Wilmington
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, ... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Russell always got back right away to us when we had questions and went over things in ways we could understand.
Reply from Russell Smith and The Dream Team at...
October 1st, 2025 10:07 AM
I'm pleased to hear that my responsiveness and ability to explain things clearly made a positive impact on your experience. It's important to me that you feel informed and supported throughout the process. Should you have any more questions...
read more
The time frame it took to settle. Kept us in the loop with everything leading up to it
Reply from Russell Smith and The Dream Team at...
September 30th, 2025 01:22 PM
I'm pleased to hear that the timeline and communication during your settlement process met your expectations. Keeping you informed every step of the way is important to me, and I'm glad it contributed to your experience. If you have any other...
read more
Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Kimberly C
Reply from Owner
October 25th, 2025 07:47 PM
thank you so much for this 5 star review Kim and we have appreciated our continued relationship over the years. Enjoy Southport!!! Russell Smith
From the very beginning, our experience with a Alcova team was outstanding. We requested a pre-approval letter and received it within 2 hours. Throughout the entire process, their communication was clear, concise and proactive- there were never...
read more
Reply from Russell Smith and The Dream Team at...
September 30th, 2025 12:45 PM
I'm really glad to hear about your positive experience with ALCOVA Mortgage, Kimberly. Receiving your pre-approval letter quickly and managing a smooth loan process in just 30 days is exactly what I aim for. It’s important to me that communication...
read more
Russell Smith and The Dream Team at ALCOVA Mortgage has received a review with 5 star rating from Latasha G
Reply from Owner
October 25th, 2025 07:45 PM
Thank you for the 5 star review Latasha! We are so happy for you buying your first home! Please reach out to me for anything else we can help you with! Russell Smith
Wonderful experience working with Russell. He explained everything and worked very hard to get me financed for the home I wanted 🙂
Reply from Russell Smith and The Dream Team at...
September 29th, 2025 10:06 AM
I'm pleased to hear that you had such a positive experience, Latasha. Helping you navigate the financing process and ensuring you understood every aspect was my priority. I'm glad we could work together to achieve your goal. If you have any...
read more
Russell was very timely in his responses, gave great advice , and explained things thoroughly throughout the process so we stayed informed and knew what to expect next.
Reply from Russell Smith and The Dream Team at...
September 26th, 2025 02:30 PM
Jeremy, thank you for taking the time to share your experience. I'm pleased to know that my responsiveness and advice were helpful during your process. Keeping you informed and aware of what to expect is important to me, and I'm glad that came...
read more
Excellent communicator and was great at simplfying the home buying process for first time home buyers
Reply from Russell Smith and The Dream Team at...
September 26th, 2025 10:58 AM
Joe, thank you for your kind words. I'm pleased to hear that my communication and guidance helped simplify the home-buying process for you. Making things clear and manageable, especially for first-time buyers, is always a priority for me. If...
read more
Awesome service, Russell provided great advice and was always available to discuss status. He worked very hard and got us a great rate. His whole team was very responsive and super nice. He said he would be able to close the deal on the property...
read more
Reply from Russell Smith and The Dream Team at...
September 25th, 2025 03:08 PM
Keith, I'm so glad to hear that you appreciated the service and advice I provided. The key in the beginning was our great discussion of goals and coming up with the right strategy to meet them. Making sure everything runs smoothly and efficiently...
read more
Russell was the best resource we could have imagined, working with him from the start was as pleasant as it was enlightening. When purchasing our home we brought a wide variety of factors to the table, but rather than be deterred, he welcomed...
read more
Reply from Owner
October 25th, 2025 07:49 PM
Thank you Rick for the excellent review of our team and we are so excited that your family was able to realize so many awesome factors in buying your new home! We loved working with you and being able to use so many VA tools to help you benefit...
read more
171–180 of 1676
About
Let me introduce you to "The Experience"! Our Dream Team ensures you receive high level communication, expertise, problem solving, products, & efficiency. At our core, we believe everything comes down to solid relationships, communication, and execution!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Conventional Home Loans
Construction Home Loans
Property Flipping & Renovation Loans
Down Payment Assistance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of North Carolina WilmingtonManagement Information SystemsBachelor of Business Administration (BBA)Aug 1991 -May 1993

Positions
- Alcova Mortgage - Branch PartnerMar 2nd, 2022 - Current
Memberships
- Columbus County Chamber of Commerce
- Loan Officer's Breakfast Club
- Mastermind's Round Table
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 78989
- NC License: I-209013
- SC License: MLO - 78989
View All
Gallery





View all
+4
Videos




Awards
Achievements
- Top Producer: Elite Branch 2023
- Elite Branch Manager 4th Quarter 2022
- Elite Branch Manager 1st Quarter 2023
View All
Hobbies
- Snow Skiing
- Golf
- Water Skiing
View All
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance