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Ross Varahrami - West Capital Lending Mortgage - Vice President in Irvine, CA
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Ross Varahrami - West Capital Lending Mortgag...

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Vice President

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I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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  • SFTP
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    Nycole F
    ALISO VIEJO, CA
    Posted on November 14th, 2025 07:19 PM
    Ross was quick, explained everything. Walked us through the entire process. I would use him again and send my clients to him.
    Reply from Ross Varahrami - West Capital Lendi...
    June 30th, 2026 02:31 PM
    Thanks Nycole for trusting me with your mortgage! I wish you lots of success on your new venture and I look forward to having the privilege to help you again. God bless! -RV
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    Marina P
    Las Cruces, NM
    Posted on November 14th, 2025 12:00 AM
    Ross Varahrami was absolutely amazing! He was very informative and always quick to respond with any questions or issues we had. So far, West Capital Lending has been the best I've ever dealt with. Thank you Ross for making this experience so...
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    Reply from Owner
    November 28th, 2025 12:00 AM
    Thanks Marina for the sweet review! It was truly a pleasure helping you out.
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    Nycole F
    Aliso Viejo, CA
    Posted on November 14th, 2025 12:00 AM
    Ross was quick, explained everything. Walked us through the entire process. I would use him again and send my clients to him. great personality. confident. easy to work with.
    Reply from Owner
    November 28th, 2025 12:00 AM
    Glad I could help Nycole! It was great helping you out and I appreciate the referrals! -Ross Varahrami
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    Justin
    Posted on November 6th, 2025 12:00 AM
    Ross took care of everything quickly and simply, he got my HELOC funded in about a week! Doesn't get much easier than this!
    Reply from Ross Varahrami - West Capital Lendi...
    November 14th, 2025 07:27 PM
    It was a pleasure helping you out as well Justin! I hope that your project turns out great. I appreciate the kind words and look forward to helping you out again in the future. -Ross Varahrami
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    Justin S
    ESCONDIDO, CA
    Posted on November 2nd, 2025 02:18 PM
    Quick, easy, and Ross way very professional and made the process simple and smooth.
    Reply from Ross Varahrami - West Capital Lendi...
    June 30th, 2026 02:31 PM
    Hi Justin! It was truly a pleasure to help you out with your new home loan. I hope you project comes out even better than you expect. I'm happy to help with your 5 day closing - congratulations again! I look forward to helping you again in...
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    Harjanto S
    Riverside, CA
    Posted on October 31st, 2025 09:10 PM
    Ross provided complete information upfront. In addition to having a dedicated team members, that diligently work on the refinancing process and keep us updated, Ross himself is fully informed of the progress whenever we need to reach out to...
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    Reply from Ross Varahrami - West Capital Lendi...
    June 30th, 2026 02:31 PM
    Thanks Harry! I'm so happy to help you with your mortgage for the 2nd time around. Congrats on your amazing rate and payment drop! Take good care & God bless. -Ross Varahrami
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    Stanley H
    Dublin, CA
    Posted on October 10th, 2025 04:56 PM
    The process and communication with Ross and his team have been phenomenal. They're very keen on keeping an eye on the market to get their clients locked to the lowest interest rates possible. The team is always available to help and offer any...
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    Reply from Ross Varahrami - West Capital Lendi...
    June 30th, 2026 02:31 PM
    Hi Stan, it's always a pleasure helping you out! I thrive the best and I'm so glad that it didn't go unrecognized. I look forward to helping you out with your mortgage again in the future! -Ross Varahrami
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    Stan H
    Posted on October 10th, 2025 12:00 AM
    Ross has been very attentive and detailed about what West Capital Lending has to offer in comparison to competitors. He has a true interest in helping potential clients with their needs, emphasizing the duration of loans and staying in communuication...
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    Reply from Ross Varahrami - West Capital Lendi...
    October 12th, 2024 12:03 AM
    Thanks Stan! I truly do my best with every single client like they were my family. I'm happy you had a great experience working with me and I hope to help you out again in the future.
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    Mary F
    Layton, UT
    Posted on October 8th, 2025 05:24 PM
    Ross was absolutely great working with. He took as much time as needed to ensure we knew what documents were required. He kept us well informed throughout the entire process. Ross was a joy to work with.
    Reply from Ross Varahrami - West Capital Lendi...
    June 30th, 2026 02:31 PM
    Truly a pleasure Mary! I wake up every day and pray for God to use me to help others and I'm so glad that I was able to help. Keep in touch.
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    Gregory F
    Layton, UT
    Posted on October 8th, 2025 05:16 PM
    Ross was extremely patient and helpful in getting all the required documents sent. I appreciate all the assistance he provided. Ross was kind and considerate the entire time. He made this experience very eas.
    Reply from Ross Varahrami - West Capital Lendi...
    June 30th, 2026 02:31 PM
    Hi Greg - it was so nice to help you out with your loan. I look forward to assisting you again in the near future. -Ross Varahrami
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    About
    I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible. I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
    Mortgage Rate Shopping Assistance
    Specialities
    Conventional Financing
    FHA Financing
    FHA Streamline Financing
    VA Financing
    DSCR - Loans Using Rental Income To Qualify
    Jumbo Financing
    Home Equity Line of Credit / Home Equity Loan
    NON-QM / Bank Statement Loan
    What is the Search Rank Score®?
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    Memberships
    • CA DRE
    • SAFE
    • Experience.com
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    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA - DRE
    • TX NMLS
    • UT DRE
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    Achievements
    • Assisted In Over 1,000 Escrows Closed
    • Scotsman Guide Top Originator
    • Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
    Hobbies
    • Family-time
    • Cooking
    • Traveling
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    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing