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Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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This is my second experience with Ross. He is very punctual, patient, explains everything in details several times if need me. Responded to all my emails and texts immediately. everything he promised time wise, rate wise and contract details...
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Ross was a true professional. He communicated frequently and clearly. I would consider him a great customer advocate and a truly valuable employee to Ladera Lending. You are lucky to have him... he represents your organization in the best possible....
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Ross was courteous, knowledgeable and patient in answering any questions we had. He made us feel as though he truly wanted my husband and me to get the best deal for us and so we could trust his advice. He steered us in the right direction...
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Ross was extremely responsive. Any problem I had, he took action with a solution. He made the process easy, from beginning to end.
I am newly divorced and was re-financing my home in my own name. There were several challenges that faced me, including a gap in my work history due to medical treatment and not having the final divorce decree in hand, due to government shut...
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Ross and On made the process of refinancing easy. Ross gave me alot of great advice, locked in a great rate and he and On were always responsive, helpful and nice to talk too. It all went very smoothly. VERY happy!
Thank you very much for a job VERY WELL DONE! I appreciate your overall concern, professionalism, and everything what went into my loan. You made this a very easy ,and you were there for me any time day or night ,any time I had any questions...
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This our 2nd transaction with Ross and we couldn't be more happy with the overall refinancing experience. He was readily available and answered all our questions. We never felt we had to wait. We definitely will continue to go to Ross for our...
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Great Followup.
Ross was very clear and always accessible. The entire process couldn't have gone more smoothly.
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing