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Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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Ross was truthful, personable, thorough, knowledgeable, efficient, and very communicative throughout the whole process. He returned my calls quickly, followed up on and thoroughly explained every question I had within minutes. He cared about...
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“Ross Varahrami was truthful, personable, thorough, knowledgeable, efficient, and very communicative throughout the whole process. He returned my calls quickly, followed up on and thoroughly explained every question I had within minutes. He...
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“Ross Varahrami was truthful, personable, thorough, knowledgeable, efficient, and very communicative throughout the whole process. He returned my calls quickly, followed up on and thoroughly explained every question I had within minutes. He...
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Making sure everything was clearly understood at every step of the process
Ross continues to extend exceptional service and that is what makes this an AWESOME experience. Thank you again for all your help Ross! Ladera Lending truly ROCKS!
Ross and Hali were both wonderful. They communicated often, responded quickly when I had questions and kept me informed about what to expect. The total opposite from my experience with Wintrust when weeks would go by without an update and no...
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Ross Varahrami was absolutely fantastic! The best refinance experience I have ever had. I will definitely be referring all my friends and family to him . He was extremely informative and guided me throughout the whole process! Ross is absolutely...
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2nd time working with Ross.
Great experience.
When Ross called me, right away I knew that he was very customer oriented. He explained everything to me so that there were no surprises. Ross told me that the process would be quick and he was spot on. the entire process took less than three...
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When Ross Varahrami called me, right away I knew that he was very customer oriented. He explained everything to me so that there were no surprises. Ross told me that the process would be quick and he was spot on. The entire process took less...
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing