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Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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Ross was very knowledgeable, stayed in contact as needed but not too much! My transaction went smoothly and quickly.
I am thankful for Ross, he helped us achieved our goal in a short period of time. He accommodate my queries immediately with a broad knowledge and clear explanation. Thank you Ross for working with us patiently.
Ross was very professional and exceeded our expectations in the process. We are very happy that everything went quickly. Ross was very responsive and expedient. We even received our FedEx packet the day after funding, which was sooner than...
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Ross, Ashlyn and Hali were all organized, responsive and helpful during my family's first home loan process. I plan to recommend working with Ladera, and Ross, first if someone asks me about thoughts on home lenders
He answered all my questions, and was able to speed up the loan process when it was stalled.
Ross was phenomenal! He was prompt, an excellent communicator and most importantly for me, a new home buyer, patient and willing to explain everything so I didn’t make poor decisions along the way.Ross went above and beyond to help me close...
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Ok seriously if you’re looking to refinance, purchase a home, get cash back, you have to choose Ross Varahrami. He is one of the best loan officers in the nation and he provides white glove service to all of his clients.I was a new home buyer...
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Ok seriously if you’re looking to refinance, purchase a home, get cash back, you have to choose Ross Varahrami. He is one of the best loan officers in the nation and he provides white glove service to all of his clients.I was a new home buyer...
read more
Ease of using the web portal for signing and uploading documents.
Ross was super helpful and included us in throughout the whole process. He was always available whenever we had any questions.
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing