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Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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Ross Varahrami is knowledgeable, helpful, and communicates well. He kept me informed through the process and was able to provide solid guidance and advice. It was a pleasure working with Ross
Ross is very efficient, did everything in récord time and maintained constant and cordial communication with us. I strongly recommend him for anyone trying to get a mortgage loan.
Rene Bonetti
Ross is knowledgeable, helpful, and communicates well. He kept me informed through the process and was able to provide solid guidance and advice. It was a pleasure working with him.
Ross and his team were great to work with. It was a very smooth transition with my refinance.
Ross and Ashlyn (and the rest of the team - On, Hali) were an absolute delight. As first time buyers going into a new build, having to back out, and then within a month closing on another house, Ross displayed extreme care and patience with...
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Ross and Ashlyn (and the rest of the team - On, Hali) were an absolute delight. As first time buyers going into a new build, having to back out, and then within a month closing on another house, Ross displayed extreme care and patience with...
read more
I would use his and Ashley service anytime and would highly recommend and or make all my referrals to them both. Thank
Great experience! Interest rate was high but that’s cause of market. Hope to re finance again when it lowers.
My situation was very complicated. Ross was extremely patient, communicated every step of process and was able to help me refinance. I would definitely recommend him and his team!
The daily communication and the turn around time during the loan process was not what I have ever seen from other loan companies.
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
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Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing