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Ross Varahrami - West Capital Lending Mortgag...
Vice President

I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions... Show More
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Highly recommend Ross and his team for an honest, practical, smooth and easy experience!
Reply from Ross Varahrami - West Capital Lendi...
July 7th, 2025 03:22 PM
Thanks for the sweet review Ashly!
Ross was extremely helpful with any questions I had. I have remortgaged several times in my life this was absolutely the simplest transaction of this type I have ever had.
Reply from Ross Varahrami - West Capital Lendi...
June 30th, 2026 02:31 PM
Thanks so much for trusting me with your mortgage needs Jeff! It was truly a pleasure helping you and you reciprocated in being very easy to work with. I’ll keep in touch and look forward to working together again in the future. -Ross Varahrami...
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Ross was great to work with! Very knowledgeable, responsive & pleasant!
Reply from Ross Varahrami - West Capital Lendi...
June 30th, 2026 02:31 PM
Thanks for the sweet review. It was truly so nice to help you from start to finish! I'm sure that we'll work together again in the future - stay blessed. -Ross Varahrami
Ross was very knowledgeable and professional through the entire process that only took 5 days from start to finish. He helped me get qualified for a loan that no other lender could qualify me for. I was able to use my good credit and my wife's...
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Reply from Ross Varahrami - West Capital Lendi...
June 30th, 2026 02:31 PM
Thanks for sharing your positive experience Kevin. It was truly my pleasure and I'm so happy to be able to help when other lenders may have turned you down. I appreciate your trust in me and look forward to this loan supporting your future...
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Ross was great to work with. He made the process easy and he was on top of all of my questions. There isn't anything I could possibly ask more of the work.
Reply from Ross Varahrami - West Capital Lendi...
June 30th, 2026 02:31 PM
I appreciate the kind words and stellar review. Truly my pleasure helping you both out with the homebuying process! I know there is a lot that goes on in a short amount of time, and I'm glad that I was able to help you to navigate through it...
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Getting a new mortgage through Ross was probably the best possible experience. He made everything quick and easy and was always quick to answer any questions I had. Will go to him when/if I ever need home financing again.
Reply from Owner
September 29th, 2025 12:00 AM
Thanks so much for the kind words Chris. It was truly a pleasure helping you finance your home and answer all questions. Hope to be able to help you out again!
Thank you!
Reply from Ross Varahrami - West Capital Lendi...
June 30th, 2026 02:31 PM
It was truly a pleasure helping you and your wife out! Thanks for trusting me with your mortgage needs Ben! Until next time.... -Ross Varahrami
Ross, was very professional and knowledgeable about the many different options best suited for my needs. I would highly recommend him.
Reply from Ross Varahrami - West Capital Lendi...
June 30th, 2026 02:31 PM
Sweet review and thanks for the kind words Moses! I hope to be able to help you again or your friends and family. Thanks for trusting me with your loan. Take care. -Ross V
Review Text:Ross is pleasant to talk with, always very understanding and polite, and provides insight of the lending process. He shares his thoughts and analysis of the mortgage rates dynamic and what he thinks will be most beneficial for us...
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Reply from Ross Varahrami - West Capital Lendi...
July 7th, 2025 03:24 PM
Thanks so much Harry for such a great 5-star review. I enjoyed helping you out with the home loan to purchase your new home! I hope your enjoy the new place and make lots of memories. I'm confident that our paths will cross again in the future....
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Ross is pleasant to talk with, always very understanding and polite, and provides insight of the lending process. He shares his thoughts and analysis of the mortgage rates dynamic and what he thinks will be most beneficial for us borrowers....
read more
Reply from Ross Varahrami - West Capital Lendi...
June 30th, 2026 02:31 PM
I'm so glad to hear that you had such a positive and that you found my insights and analysis helpful. I appreciate the kind words Harry. It was a pleasure walking you throughout the process, and closing on your new home (early). If you have...
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About
I broker loans with over 100 lenders to help my clients compare loan products and secure the best possible rates. I take pride in serving every client with honesty, transparency, and integrity. My goal is to provide home financing solutions with the lowest interest rates and closing costs available, while making the process as smooth and stress-free as possible.
I’m humbled to be ranked #1 of 968 Mortgage Professionals in Irvine, CA on Experience.com — a reflection of the trust my clients place in me and the dedication I bring to every transaction.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit / Home Equity Loan
NON-QM / Bank Statement Loan
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- CA DRE
- SAFE
- Experience.com
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- CA - DRE
- TX NMLS
- UT DRE
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Awards
Achievements
- Assisted In Over 1,000 Escrows Closed
- Scotsman Guide Top Originator
- Named Top 1% Loan Officer in Customer Experience Nationwide by Experience.com
Hobbies
- Family-time
- Cooking
- Traveling
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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