

Roni Gonzalez
Loan Officer

Roni Gonzalez is a Loan Officer at Synergy One Lending with nearly 30 years of experience helping first-time homebuyers, veterans, and growing families across Tracy, Manteca, Livermore, Pleasanton, and the surrounding Central Valley and Eas... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Roni is amazing at what she does. She has helped me since day one when I bought my home to refinancing my home. She makes sure she gets you the best deal possible. I would highly recommend her to anyone
Super easy to work with. She made everything go very smoothly, I highly recommend using Roni .
Reply from Douglas A. sims
August 14th, 2026 01:23 PM
Your post stood out to me for a different reason, there’s a calm, natural confidence about you that feels very genuine
Roni is a true professional. She said out to do what she said she would. All was handled remotely, digitally and promptly.She locked in a good rate for my family and now we are shaving years off my mortgage and saving money.Thank you again...
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Reply from Nicole Marceau
September 28th, 2025 07:46 PM
That photo you took looks amazing! By the way, is that your car?
We could not have picked a better loan officer when buying our new home than Roni Gonzalez. Roni was so knowledgeable and truly helped us through the entire escrow process. After our initial discussion with her, we knew and trusted that she...
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I trust all my clients to Roni and my personal mortgage needs. She goes above and beyond and provides amazing service.
Reply from Cindy Muller
June 4th, 2020 09:55 PM
I highly recommend Roni Gonzalez for all your Home Loan needs. She has helped so many of my clients and also my personal home loans/refi for over the past several years and we all so very pleased. She is so very knowledgeable in her field and...
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Roni, is wonderful to work with. She works fast to get things done. she follows up as promised, she is trust worthy and so kind. I highly recommend her and will use her in the future.
I have worked with Roni on two occasions and both times I have been blown away by her expertise and dedication. She is always available to answer questions and responds immediately when contacted. She lays out all of the options available and...
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Roni was great! If you're looking for an engaged, patient, and knowledgeable loan officer - she's the one.
We were able to close escrow on our new home in less than 30 days - and I think Roni could have done it in just 3 weeks if we had not been away on vacation! She is an expert at her job!!!
Reply from Stephen J. Townsend
June 18th, 2026 02:15 PM
Please keep our troops in your prayers! 🇱🇷 It takes a strong and loving woman to support the U.S. military the way we do. If you have a heart for our service members, we deeply appreciate your continued prayers. I truly couldn’t ask for a...
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If you are looking for a professional and friendly service at the same Roni is your choice. She was great to work with a big help in the process of our REFI.
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About
Roni Gonzalez is a Loan Officer at Synergy One Lending with nearly 30 years of experience helping first-time homebuyers, veterans, and growing families across Tracy, Manteca, Livermore, Pleasanton, and the surrounding Central Valley and East Bay. Known for comfort, communication, and trustworthiness, and for clients who return years later to share how homeownership changed their lives. Tracy, CA. NMLS 268702.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Commercial Loans
Bank Statement Loans
1099 Income Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
USDA Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Purchase Loans, Refinance Loans, Home Equity Lines of Credit and 2nd Mortgages. Conv-FHA-VA-USDA-DPA
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 268702
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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