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Roni Gonzalez - Loan Officer in Tracy, CA

Roni Gonzalez

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Roni Gonzalez is a dedicated mortgage loan advisor with over 25 years of experience, specializing in purchase and refinance loans. She understands that buying a home is one of the biggest and most significant decisions a person can make, of...... Show More
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Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
Overall Ratings
4.99
(112)
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Reviews from Web
  • 5.0
    Encompass
    M
    Megan C R
    LATHROP, CA
    Posted on July 1st, 2026 03:02 PM
    Amazing attention to detail.
  • 5.0
    Encompass
    L
    Lisa L
    Brentwood, CA
    Posted on June 13th, 2026 03:19 PM
    Communication was excellent from start to finish. Roni was able to answer allbof all of my questions clearly and accurately. There were no unexpected or last minute surprises. I would highly recommend her services and use her again for future...
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    Reply from Roni Gonzalez
    June 22nd, 2026 04:08 PM
    Lisa, I'm happy to hear that you found the communication excellent and that I could answer your questions clearly. It's important to me that there are no unexpected surprises throughout the process. I appreciate your recommendation and look...
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  • 5.0
    Encompass
    M
    Mina R
    ORANGEVALE, CA
    Posted on June 3rd, 2026 11:28 AM
    Roni was a pleasure to work with! While she was on the buyers’ side, anytime we needed communication, she was responsive, professional, and easy to work with. It always makes a transaction smoother when everyone is working toward the same goal....
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    Reply from Roni Gonzalez
    June 12th, 2026 04:47 PM
    Mina, thank you for your kind words. I'm grateful to have been part of such a smooth transaction and appreciate your professionalism and cooperation as the listing agent. I look forward to the opportunity to work together again in the future....
    read more
  • 5.0
    Encompass
    S
    Stephanie S
    Tracy, CA
    Posted on April 10th, 2026 03:36 PM
    Roni is amazing! She is insightful and is able to help navigate the various options available to help us get the best deal. We have enjoyed working with Roni for every mortgage or refinance we have had since becoming homeowners in 2009. She...
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    Reply from Roni Gonzalez
    April 20th, 2026 05:39 PM
    Stephanie, I'm grateful for your kind words and continued trust since 2009. It's good to know that my insights and guidance have helped you navigate your mortgage and refinance options. Thank you for choosing to work with me through the years;...
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  • 5.0
    Encompass
    R
    Raul D
    Salida, CA
    Posted on April 6th, 2026 02:02 PM
    Roni's team has always provided me with great service. Great comunications, advise and support throughout the proccess. Thank yuo Roni.
    Reply from Roni Gonzalez
    April 14th, 2026 02:02 PM
    Raul, I appreciate your kind words about the service my team and I provided. It's good to know that our communication, advice, and support met your expectations throughout the process. Thank you for your trust and support!
  • 5.0
    Encompass
    M
    Marivic S
    Tracy, CA
    Posted on March 25th, 2026 01:32 AM
    she guided us through until we got the home.
    Reply from Roni Gonzalez
    April 2nd, 2026 08:04 PM
    I'm really pleased to hear that I could guide you through the process until you secured your home, Marivic. It’s important to me that my clients feel supported every step of the way. Thank you for your kind words!
  • 5.0
    Encompass
    L
    Lydia T
    GALT, CA
    Posted on March 20th, 2026 12:06 AM
    We had such an amazing experience working with Roni! From start to finish, she made the entire process feel smooth, stress-free, and manageable. She was incredibly informative, always taking the time to explain everything clearly and making...
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    Reply from Roni Gonzalez
    March 30th, 2026 02:33 PM
    Lydia, I really appreciate you sharing your positive experience. It's great to hear that the process felt smooth and manageable for you and your family. My goal is always to provide clear information and support so that you feel confident every...
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  • 5.0
    RequestAReview
    M
    Melanie M
    Posted on March 14th, 2026 06:32 PM
    Exceltional service everytime I work with Roni. She goes above and beyond to take care of her customers, making sure they are informed every step of the way and provides guidance from her years of experience. I wouldn't go anywhere else.
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    Reply from Roni Gonzalez
    March 16th, 2026 03:59 PM
    Thank you, Melanie. I appreciate your review and kind words. ! truly value your friendship and trust all these years. You are a true professional and I am so happy to meet your expectations. Wishing you and the family much success in your next...
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  • 5.0
    Encompass
    C
    Cynthia H H
    TRACY, CA
    Posted on March 13th, 2026 04:28 PM
    Roni was always available and incredibly helpful. Great communication
    Reply from Roni Gonzalez
    March 16th, 2026 04:04 PM
    Thanks Cyndi for the kind words! It was an honor to help you and I thank you so much for your trust! Cheers to much happiness in your new home!! Hugs!!
  • 5.0
    RequestAReview
    J
    Jonathan M
    Posted on March 11th, 2026 01:17 PM
    Roni was amazing from the start. Hyper professional, lots of communication. It was just a great experience.
    Reply from Roni Gonzalez
    March 16th, 2026 04:03 PM
    Thanks Johnny for the kind words Appreciate it and your trust! Wishing you and the family much success!!
  • 10 of 112
    About
    Roni Gonzalez is a dedicated mortgage loan advisor with over 25 years of experience, specializing in purchase and refinance loans. She understands that buying a home is one of the biggest and most significant decisions a person can make, often bringing feelings of confusion and overwhelm. Roni’s passion lies in demystifying the mortgage process, providing clear explanations, and guiding her clients every step of the way. Her hands-on approach ensures that clients feel supported, understood, and confident as they achieve their dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Purchase Loans, Refinance Loans, Home Equity Lines of Credit and 2nd Mortgages. Conv-FHA-VA-USDA-DPA
    200
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS: 268702
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235