Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron Ruzicka, he stands out in his position. He's and excellent communicator and far exceeds his industry standards.
Reply from Ron Ruzicka
December 30th, 2024 03:52 PM
Jeff,
Enjoy working with you and Stephen again. Please contact me anytime. I would appreciate you refer me to anyone that needs a mortgage. I can do loans in all 50 states. Happy New Year!!
Great experience
Reply from Ron Ruzicka
December 22nd, 2024 03:22 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Ron made the entire home-buying process incredibly straightforward. Understanding that this was our first time purchasing a house, he guided us through every step with patience and clarity. He also recognized our busy schedules, and we truly...
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Reply from Ron Ruzicka
December 11th, 2024 04:06 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Ron was extremely helpful in the process of purchasing our first home. He was very quick to respond and answer questions promptly. We will be contacting Ron when it is time for the next one!
Reply from Ron Ruzicka
December 9th, 2024 08:51 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Ron was great and very responsive.
Reply from Ron Ruzicka
November 26th, 2024 05:35 PM
It was great working with you! Please contact me anytime you have questions. Happy Thanksgiving!!
Ron and Stephanie were professional, courteous and efficient. I will not hesitate to refer friends and family to your bank.
Reply from Ron Ruzicka
November 22nd, 2024 01:21 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Ron and Stephanie were great!
Reply from Ron Ruzicka
October 26th, 2024 08:07 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Great communications and great availability! THANKS!
Reply from Ron Ruzicka
September 22nd, 2024 08:06 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
Ron was very responsive to all our questions throughout the whole process.
Reply from Ron Ruzicka
July 22nd, 2024 02:19 PM
Ethan,
Thanks for the nice review. Please call me anytime if you have any questions.
Ron kept on top of all the communication and explanation of buying and selling our home. We felt very encouraged during the process.
Reply from Ron Ruzicka
July 22nd, 2024 02:19 PM
I hope you are enjoying your new home. Thanks for the nice review.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org