Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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Ron is so knowledgeable and personable! I am always confident that he is giving us the best deal possible and I always trust his guidance! I have recommended him to several friends already!
Ron was always working hard, even through difficult situations. He’s extremely knowledgeable
Continual communication of where we were in the process, what to expect next, the right number of check-ins. Ron went above and beyond helping resolve a prior title company oversight as well. The portal used for electronic signatures and document...
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Ron was always easy to get a hold of and explained everything very clearly for us to understand.
Ron has always been good to us and helped us through these things. He is always there for other questions even when we are not doing a deal. He is straight to the point and no nonsense which , to us, makes refinancing or buying a new home much...
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Ron makes the entire process great! Nice and easy. Have been working with Ron for 20 years.
Ron was the best. He was always available, day or night. Answered any questions or concerns we had and made the overall experience as easy as it could be.
Ron is very knowledgeable, pleasant and efficient
Ron always answered/returned my calls, he listened to understand my personal situation and needs, he went above and beyond to make my purchase as affordable for my budget, as possible, AND he was always pleasant; never grumpy or short. I truly...
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Ron was thorough in his explanations, knowledgeable in his trade, and expeditious in his responses. I can’t recommend him more highly.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org