Ron Ruzicka
Senior Loan Officer | NMLS # 417686
ST Louis Univerisity
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have ser... Show More
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I appreciate all of the guidance and assistance.
Great response time and very helpful in explaining everything during the purchasing process
Ron truly has his clients best interests at heart. He is extremely helpful not only helping with the loan process but also explaining the why and the how. Couldn't be happier.
Ron was extremely accessible and easy to work with. We appreciate how he was patient and walked us through every detail regarding our loan. He made sure we had everything we needed for an easy and painless closing process.
I trust Ron to make sure everything is done properly and with my best interest in mind.
Ron reached out to inquire and offer service and was there every step of the way to make it an efficient and easy process.
Ron was an excellent resource and made himself available every step of the way.
Ron is so knowledgeable and personable! I am always confident that he is giving us the best deal possible and I always trust his guidance! I have recommended him to several friends already!
Ron was always working hard, even through difficult situations. He’s extremely knowledgeable
Continual communication of where we were in the process, what to expect next, the right number of check-ins. Ron went above and beyond helping resolve a prior title company oversight as well. The portal used for electronic signatures and document...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgage products
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Education
- ST Louis UniverisityPsychologyBachelor of Arts in PsychologyAug 1969 -May 1982
Addresses and Serving Areas
Primary Serving Area
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 417686
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org