
Rick Whisman
Senior Loan Officer


Evangel University
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I have known Rick for quite a few years. He is a man of charachter and also a friend. I know that he will do right by his company, but also I can trust him to always treat me with fairness and respect. Thanks Rick!!!
Reply from Rick Whisman
September 11th, 2023 02:56 PM
Mike, always a pleasure to deal with you! Thanks for the input and enjoy your new home!
It was a great experience
Reply from Rick Whisman
September 8th, 2023 03:10 PM
I'm thrilled to hear you had a great experience, Joseph! Here at First State Bank of St. Charles, we strive to provide top-notch service to our valued clients. Your feedback is much appreciated. Thank you for the 5-star rating. Please don't...
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Rick is very helpful in clearing all our doubts regarding the loan process. Rick is pretty quick in responding my queries reg. various things.
Reply from Rick Whisman
September 1st, 2023 08:01 PM
I'm thrilled to hear that you found my assistance valuable during the loan process, Krish. It's always my goal at First State Bank of St. Charles to clarify any doubts and answer all queries as promptly as possible. Your positive feedback and...
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Rick is an amazing loan officer to work with. Everything went very smooth!!!
Thank you, Rick...!
Reply from Rick Whisman
August 28th, 2023 04:40 PM
Kevin, thank you so much for taking the time to write such a kind review! I'm glad to hear that everything went smoothly and that you had a positive experience. It means a lot to me and First State Bank of St. Charles.
The professional and expert advice we received was outstanding....also the communication and follow up during the process was excellent.
Reply from Rick Whisman
August 17th, 2023 06:57 PM
Gina, you and Tom were a pleasure to work with throughout the process. Welcome back to St. Louis!
Rick was amazing.
Reply from Rick Whisman
August 7th, 2023 04:18 PM
Kirsten, thanks so much for feedback! It is a team effort for sure. Enjoy your new home!
This was our third time working with Rick. The process was seemless with no hiccups and everything just went very smooth.
Reply from Rick Whisman
August 3rd, 2023 07:15 PM
Donald, thanks so much for the feedback. Always a pleasure to deal with you and Kathy!
You did great Rick no worries
Reply from Rick Whisman
July 31st, 2023 02:03 PM
Jared, I am so happy for you. Thanks for the feedback. Enjoy your new home!
He was very helpful and was with me every step of the way throughout the process..
Reply from Rick Whisman
July 27th, 2023 04:25 PM
Dustin, it is always great working with you and Amy. Thanks so much for the kind words and feedback. Here, as always, to serve your family!
He gave helpful tips. And always answered when I called!
Reply from Rick Whisman
July 24th, 2023 06:49 PM
Thanks, Zach, for the kind words. It was great working with you and enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Buyer Financing
2nd Mortgages
Renovation Loans
Bridge Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
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Education
- Evangel UniversityBusiness ManagementBachelor's Degree

Positions
- First State Bank Mortgage - Senior Loan OfficerNov 21st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 226503
Hobbies
- Traveling the 50 states visiting National Parks and Fishing
- Fly Fishing and Travel
- Traveling the country in our RV
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org.
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