
Rick Whisman
Senior Loan Officer


Evangel University
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Rick did all the work for me!
Reply from Rick Whisman
July 9th, 2024 01:14 PM
Tab, it was great to get to know you and help you on your transaction! Thanks for the compliment. I only helped you navigate the process toward the finish line!
Rick and Kylee made everything go smoothly even when I could not do some of the prep at home.
Reply from Rick Whisman
July 5th, 2024 03:26 PM
Thanks Stephen for your feedback! Always a joy to work with you and Emily.
Rick has always demonstrated great concern and patience for his customers. We have had a wonderful relationship since 2018 and we look forward to working with him in the future. Thank you , Rick and Kylee.
Reply from Rick Whisman
July 1st, 2024 02:52 PM
Stephen, it's always a pleasure to hear from satisfied customers. I'm thrilled to know that you've appreciated my efforts to make your experience with First State Bank of St. Charles as comfortable and seamless as possible. I will pass on your...
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Rick and his team do a great job!
Reply from Rick Whisman
May 24th, 2024 05:46 PM
Angela, so glad to help you get into your second home! Thanks for the business.
Very professional and outstanding communication and service. Thanks again
Reply from Rick Whisman
May 21st, 2024 02:25 PM
Rob, thanks so much for the feedback. Always great working with you and Angela!
Rick had great communication and made the home buying process much easier!
Reply from Rick Whisman
May 16th, 2024 02:40 PM
Amber, I enjoyed reading your post and feedback. It was mutually enjoyable experience in dealing with you and Colin.
Rick and his team were very insightful and helpful throughout the entire process. We were not surprised by anything and were helped the entire time! Rick was great from day 1!
Reply from Rick Whisman
May 7th, 2024 02:24 PM
Colin, I was happy to help you and Amber move into your first home. Thanks for the feedback and enjoy your new home!
Rick did a great job with his part of the loan process. Had a small issue with something the title company did but Rick took care of it. My biggest issue was with the third party employment verification company that was used. I had just done...
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Reply from Rick Whisman
May 6th, 2024 05:15 PM
Daniel, thanks so much for your feedback! We can use this as a training opportunity with the vendor.
Rick and Kayleigh are extremely responsive, professional, and helpful. They always answered my questions promptly, even on the weekends! I cannot stress enough what a great team you have there. I will recommend your company to anyone without...
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Reply from Rick Whisman
May 6th, 2024 05:17 PM
Charlie, thanks so much for the kind feedback. It was a pleasure helping you find your next place to call home!
Refinance process was done in a reasonable amount of time and was able to use some of my previous information to make the process easier.
Reply from Rick Whisman
April 29th, 2024 08:14 PM
Becky, thanks so much for the feedback! Always a pleasure to work with you!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Buyer Financing
2nd Mortgages
Renovation Loans
Bridge Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
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Education
- Evangel UniversityBusiness ManagementBachelor's Degree

Positions
- First State Bank Mortgage - Senior Loan OfficerNov 21st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 226503
Hobbies
- Traveling the 50 states visiting National Parks and Fishing
- Fly Fishing and Travel
- Traveling the country in our RV
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org.
Legal Statement