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Rick Oaks - Sr. Loan Officer | NMLS# 172353|TX: 172353 in Allen, TX

Rick Oaks

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Sr. Loan Officer | NMLS# 172353|TX: 172353

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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Reviews from Web
  • Encompass
    K
    Kent P M
    Murphy, TX
    Posted on February 7th, 2026 03:17 AM
    Rick has always done us right! We have closed on numerous loans with him and will choose his services again in the future!
    Reply from Rick Oaks
    February 10th, 2026 06:16 PM
    I'm grateful for your continued trust, Kent. It's always a pleasure working with you on your loans, and I'm glad to know you plan to return in the future. If there's anything else you need, don't hesitate to reach out.
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    Danielle G
    Murphy, TX
    Posted on February 6th, 2026 01:57 PM
    Rick has superior communication and made sure every part of the process was clear. He knows what he is doing, and that Made getting to the closing table a breeze!
    Reply from Rick Oaks
    February 6th, 2026 08:35 PM
    It's fantastic to hear that you found my communication effective and the process smooth, Danielle. My goal is always to make every step clear and efficient. Should you have any further questions or need assistance down the line, don't hesitate...
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    Yvonne M
    Frisco, TX
    Posted on October 22nd, 2025 03:24 PM
    Rick's assistance with the entire process was phenomenal!
    Reply from Rick Oaks
    October 27th, 2025 05:57 PM
    I'm glad to hear you had such a positive experience with the process, Yvonne. I strive to ensure everything runs smoothly and appreciate you taking the time to share your thoughts. If there's anything else I can help you with in the future,...
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    A
    Alexander J P
    Lavon, TX
    Posted on September 15th, 2025 12:58 PM
    Rick was amazing and made the whole process very easy and pleasant
    Reply from Rick Oaks
    September 15th, 2025 05:16 PM
    I'm pleased to hear that you found the process easy and pleasant, Alexander. Making the experience smooth and stress-free is always my aim. Thank you for sharing your thoughts! If there's anything else you need in the future, feel free to reach...
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    Melissa M
    Lavon, TX
    Posted on September 11th, 2025 07:17 PM
    VA TRANSACTION WAS VERY SMOOTH AND EASY ALL THE WAY THROUGH CLOSONG!
    Reply from Rick Oaks
    September 11th, 2025 07:42 PM
    I'm pleased to know that the VA transaction went smoothly and was easy for you all the way through closing. Ensuring a seamless process is always my goal. If you have any further questions or need assistance in the future, please don't hesitate...
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    John C B
    Nevada, TX
    Posted on August 6th, 2025 05:44 PM
    Rick was very communicative, efficient, and quick. This was a great experience and I look forward to working with him again in the future.
    Reply from Rick Oaks
    August 6th, 2025 06:21 PM
    Thank you, John, for your wonderful feedback. I'm glad to hear that you found my communication and efficiency helpful during your experience. It's always my goal to make the process as smooth as possible. I look forward to the opportunity to...
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    S
    Spencer T
    Coppell, TX
    Posted on July 31st, 2025 04:49 PM
    could not have asked for better service! Rick was very thorough in all of his explanations and in answering all of our questions. He was always available for us regardless of time. I would highly recommend using Rick to anyone.
    Reply from Rick Oaks
    August 3rd, 2025 04:50 PM
    I truly appreciate your kind words, Spencer. It's great to hear that you felt supported and informed throughout the process. I always strive to be available and thorough to ensure everything is clear and straightforward. Thank you for your...
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    C
    Curtis W
    Plano, TX
    Posted on June 17th, 2025 12:34 AM
    GREAT experience
    Reply from Rick Oaks
    June 17th, 2025 03:18 PM
    I'm thrilled to hear that you had a great experience, Curtis. It was a pleasure working with you at Highlands Residential Mortgage, Ltd. If you have any future needs or questions, please feel free to reach out.
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    Winston I
    Royse City, TX
    Posted on June 16th, 2025 12:52 PM
    I had nothing but the best experience and couldn't have asked for more. Rick and his team went above and beyond to keep me updated throughout every step of the way of purchasing my new home. From getting approved to answering questions along...
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    Reply from Rick Oaks
    June 16th, 2025 03:33 PM
    I'm thrilled to hear that your experience with us was exceptional. It was a pleasure assisting you throughout the home-buying process, and I'm glad I could provide support and suggestions to help you feel confident in your decisions. Thank...
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    Kimberly L
    Lewisville, TX
    Posted on June 2nd, 2025 11:58 AM
    Quick and helpful! Made it easy!
    Reply from Rick Oaks
    June 2nd, 2025 07:08 PM
    I'm thrilled to hear that you found the process quick and helpful, Kimberly. It was a pleasure to assist you and make things easy. Thank you for your positive feedback!
  • 21–30 of 329
    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Banking
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Originator
      May 1st, 2013 - Current
    Memberships
    • CMA Certified Mortgage Advisor
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 172353,TX: 172353
    Achievements
    • 25+ Years in the industry
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.