

Rick Oaks
Sr. Loan Officer | NMLS# 172353|TX: 172353

Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Reviews from Web
Rick has always done us right! We have closed on numerous loans with him and will choose his services again in the future!
Reply from Rick Oaks
February 10th, 2026 06:16 PM
I'm grateful for your continued trust, Kent. It's always a pleasure working with you on your loans, and I'm glad to know you plan to return in the future. If there's anything else you need, don't hesitate to reach out.
Rick has superior communication and made sure every part of the process was clear. He knows what he is doing, and that Made getting to the closing table a breeze!
Reply from Rick Oaks
February 6th, 2026 08:35 PM
It's fantastic to hear that you found my communication effective and the process smooth, Danielle. My goal is always to make every step clear and efficient. Should you have any further questions or need assistance down the line, don't hesitate...
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Rick's assistance with the entire process was phenomenal!
Reply from Rick Oaks
October 27th, 2025 05:57 PM
I'm glad to hear you had such a positive experience with the process, Yvonne. I strive to ensure everything runs smoothly and appreciate you taking the time to share your thoughts. If there's anything else I can help you with in the future,...
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Rick was amazing and made the whole process very easy and pleasant
Reply from Rick Oaks
September 15th, 2025 05:16 PM
I'm pleased to hear that you found the process easy and pleasant, Alexander. Making the experience smooth and stress-free is always my aim. Thank you for sharing your thoughts! If there's anything else you need in the future, feel free to reach...
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VA TRANSACTION WAS VERY SMOOTH AND EASY ALL THE WAY THROUGH CLOSONG!
Reply from Rick Oaks
September 11th, 2025 07:42 PM
I'm pleased to know that the VA transaction went smoothly and was easy for you all the way through closing. Ensuring a seamless process is always my goal. If you have any further questions or need assistance in the future, please don't hesitate...
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Rick was very communicative, efficient, and quick. This was a great experience and I look forward to working with him again in the future.
Reply from Rick Oaks
August 6th, 2025 06:21 PM
Thank you, John, for your wonderful feedback. I'm glad to hear that you found my communication and efficiency helpful during your experience. It's always my goal to make the process as smooth as possible. I look forward to the opportunity to...
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could not have asked for better service! Rick was very thorough in all of his explanations and in answering all of our questions. He was always available for us regardless of time. I would highly recommend using Rick to anyone.
Reply from Rick Oaks
August 3rd, 2025 04:50 PM
I truly appreciate your kind words, Spencer. It's great to hear that you felt supported and informed throughout the process. I always strive to be available and thorough to ensure everything is clear and straightforward. Thank you for your...
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GREAT experience
Reply from Rick Oaks
June 17th, 2025 03:18 PM
I'm thrilled to hear that you had a great experience, Curtis. It was a pleasure working with you at Highlands Residential Mortgage, Ltd. If you have any future needs or questions, please feel free to reach out.
I had nothing but the best experience and couldn't have asked for more. Rick and his team went above and beyond to keep me updated throughout every step of the way of purchasing my new home. From getting approved to answering questions along...
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Reply from Rick Oaks
June 16th, 2025 03:33 PM
I'm thrilled to hear that your experience with us was exceptional. It was a pleasure assisting you throughout the home-buying process, and I'm glad I could provide support and suggestions to help you feel confident in your decisions. Thank...
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Quick and helpful! Made it easy!
Reply from Rick Oaks
June 2nd, 2025 07:08 PM
I'm thrilled to hear that you found the process quick and helpful, Kimberly. It was a pleasure to assist you and make things easy. Thank you for your positive feedback!
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About
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Banking
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
View All
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Positions
- Highlands Residential Mortgage Ltd. - Senior Loan OriginatorMay 1st, 2013 - Current
Memberships
- CMA Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 172353,TX: 172353
Achievements
- 25+ Years in the industry
Disclaimer
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