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Rick Oaks - Sr. Loan Officer | NMLS# 172353|TX: 172353 in Allen, TX

Rick Oaks

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Sr. Loan Officer | NMLS# 172353|TX: 172353

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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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5 Star
98%
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Reviews from Web
  • Encompass
    Y
    Yared A
    Garland, TX
    Posted on November 22nd, 2020 04:13 AM
    Rick has been very courteous, knowledgeable and friendly throughout the loan process. He has listened to our concerns and replied instantly. He was also accessible off hours and even weekends to address important issues.I would definitely recommend...
    read more
  • Encompass
    A
    Adriana J
    Bedford, TX
    Posted on November 2nd, 2020 05:27 PM
    Quick response to questions and good communication process.
  • Encompass
    N
    Nicolas A
    Princeton, TX
    Posted on November 1st, 2020 12:44 PM
    Rick and his team do a great job very reliable professional and lots of experience highly recommended
  • Encompass
    A
    Andrew M
    Frisco, TX
    Posted on October 24th, 2020 05:08 PM
    Have used Rick to purchase two homes now and each transaction went smoothly
  • Encompass
    C
    Christie M
    Frisco, TX
    Posted on October 24th, 2020 03:13 PM
    This is our second time working with Rick to purchase a home and it was a great and stress free experience once again! Will always recommend to friends!
  • Encompass
    C
    Crystal N
    Wylie, TX
    Posted on October 22nd, 2020 03:28 PM
    Rick was great to work with. He made the home refinance process very simple!
  • Encompass
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    Nancy J
    Frisco, TX
    Posted on October 20th, 2020 01:06 AM
    Attention to details and quick at responding to questions. Excellent at keeping everything on track.
  • Encompass
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    George A
    Frisco, TX
    Posted on October 19th, 2020 11:18 PM
    Easy process to follow. Questions answered promptly.
  • Encompass
    J
    Jack D
    Wylie, TX
    Posted on October 10th, 2020 04:16 AM
    Not great for first time home buyer
  • Encompass
    P
    Phillip O
    Lindale, TX
    Posted on October 8th, 2020 08:53 PM
    In a world where true customer service is a rarity, Rick is the best.
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    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Banking
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Originator
      May 1st, 2013 - Current
    Memberships
    • CMA Certified Mortgage Advisor
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 172353,TX: 172353
    Achievements
    • 25+ Years in the industry
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.