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Rick Oaks - Sr. Loan Officer | NMLS# 172353|TX: 172353 in Allen, TX

Rick Oaks

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Sr. Loan Officer | NMLS# 172353|TX: 172353

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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Reviews from Web
  • Encompass
    H
    Harold A L
    Allen, TX
    Posted on August 30th, 2021 03:19 PM
    Other than the 2nd lien holder (certified funding) hiccups on closing day, the experience was rather seamless. Rick and Andy were diligent and engaged both on our end and the back office for the duration of the purchase experience.
  • Encompass
    D
    Dohn L C
    Garland, TX
    Posted on August 26th, 2021 04:05 PM
    Their willingness to explain the process to someone who has had little experience with the process
    Reply from Rick Oaks
    September 2nd, 2022 12:10 AM
    We always strive to exceed any expectations and over deliver. We hope we may earn your business again in the future.
  • Encompass
    J
    John R L
    Rockwall, TX
    Posted on August 4th, 2021 09:44 PM
    Easy and efficient, better than BOA!! THANK YOU!
  • Encompass
    M
    Mary B
    Allen, TX
    Posted on August 2nd, 2021 10:31 PM
    Rick was great to work with
  • Encompass
    C
    Christofer A
    Dallas, TX
    Posted on August 2nd, 2021 07:00 PM
    Rick was very informative and helpful.
    Reply from Rick Oaks
    September 2nd, 2022 12:11 AM
    We strive to over deliver and exceed all expectations in the process. We appreciate you and hope to earn your business again should you ever need us.
  • Encompass
    R
    Robert W T
    Richardson, TX
    Posted on August 2nd, 2021 03:31 PM
    Good communication. Closed on time. One thing that could use improvement is the disconnect from the app and the emails. Every now and then we had a hard time finding things that needed doing on the app after having an email saying we needed...
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  • Encompass
    S
    Scott A H
    Abilene, TX
    Posted on August 2nd, 2021 02:57 PM
    Rick was very communicative throughout the process. Was very quick to respond to any question. Very knowledgeable of his craft. Excellent experience
  • Encompass
    R
    Russell G
    Wylie, TX
    Posted on July 31st, 2021 02:35 PM
    Quick and efficient
  • Encompass
    K
    Kristen M H
    Abilene, TX
    Posted on July 29th, 2021 10:59 PM
    Very prompt in information needed to sign, emails, text messages, always available to answer any questions we had in a reasonable amount of time.
  • Encompass
    A
    Alex M
    Lewisville, TX
    Posted on July 28th, 2021 06:13 PM
    Communication is great along with Attitude and friendliness.
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    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Banking
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Senior Loan Originator
      May 1st, 2013 - Current
    Memberships
    • CMA Certified Mortgage Advisor
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 172353,TX: 172353
    Achievements
    • 25+ Years in the industry
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.