Rick Hamm

Name: Rick Hamm
Address: 520 E. Whidbey Ave, Ste 107 & 111 A/B/C, Oak Harbor, Washington, 98277
Telephone: +1-831-205-0570
Rating: 4.96

Sales Manager | NMLS# 187346

4.96

(110)

Mortgage

Mortgage Loan Officer

Contact Info

(831) 205-0570

Oak Harbor, WA

https://www.envoymortgage.com/

Location & Business Hours

Business Hours

Tues

8 AM to 5 PM

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

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4.96

(110)

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5 Star

98%

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Rick and his team were on top of everything and very responsive! Made it all easy!

Reply from Rick Hamm

October 8th, 2026 07:47 AM

Anthony, thank you for the great review. We really enjoy working with you, you are on top of it and are very responsive. I believe we make a great team!!! Thanks Rick

Rick's knowledge and expertise helped me buy my first home in a challenging housing market with ease. He took time to carefully explain the mortgage process and was always available to answer my questions. From preapproval to closing, Rick...

Reply from Rick Hamm

November 11th, 2024 03:32 PM

Hi Sean! It brings a huge smile to my face to hear about your positive experience with your first home purchase. It was my pleasure to guide you through the mortgage process, and I'm thrilled I could bring a touch of warmth and humor to it....

Rick and Zach were on top of it throughout the whole process. We had to very quickly find a mortgage and put an offer on a house, and they got us taken care of with the best options. They made pigs fly for us.

Reply from Rick Hamm

October 8th, 2026 07:47 AM

I'm thrilled to hear about your positive experience, Anele! We always aim to exceed our clients' expectations and create the best possible outcome. Your feedback makes it all worthwhile. knowing that we were able to facilitate the process for...

Rick and Zack were on top of things from the get go. Not only were they great communicators with myself and my clients but they are also there to answer questions, educate and offer assistance. Big pleasure to work with.

Reply from Rick Hamm

October 8th, 2026 07:47 AM

Really appreciate the glowing review, Beth! It was a pleasure working with you and your clients. I'm happy you found our communication and assistance valuable. Zach and I are always here to answer any questions and provide any necessary education....

Rick and Zach are the best. They have tons and tons of experience, and they handle every transaction with the upmost care. I've done a lot of deals with them and they hit a home run every single time.

Reply from Rick Hamm

October 8th, 2026 07:47 AM

I'm over the moon to hear about your positive experiences with us, Barrett, and I'm grateful for your 5-star review. It's always rewarding to know that our dedication and experience are recognized. Thank you for your trust in Unifirst Mortgage....

Rick was very helpful throughout the entire experience of buying my first home and was in constant communication of what he needed from myself and vice versa.

Reply from Rick Hamm

October 8th, 2026 07:47 AM

Zach, I am thrilled to hear that your first home buying experience was a positive one and that I could be a part of it. Communication is key in this process, and I'm glad that our open dialogue contributed to your satisfaction. Thank you for...

Zach was so kind and patient with me throughout the home buying process. This was the first time I've ever purchased and it went so smoothly thanks to Zach. He really took the time to educate me on the loan process and talked me off the ledge...

Reply from Rick Hamm

September 16th, 2024 04:18 PM

Beth, I am thrilled to hear about your positive experience with our team. It's great to know Zach provided you with the necessary guidance in navigating the home buying process. We strive to educate and assure our clients every step of the...

Zach communicated excellently and never gave up on us after working with us for nine months. Life has been particularly challenging for our family over the last year, but working with Zach was one of the very best parts of it. Thank you.

Reply from Rick Hamm

October 8th, 2026 07:47 AM

Hi David, I'm sincerely touched by your kind words and the five-star rating you've given. It's customers like you that make our job at Unifirst Mortgage Lending rewarding. Your trust and patience throughout the journey are greatly appreciated!...

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About

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

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