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Rick Hamm - Sales Manager | NMLS# 187346 in Oak Harbor, WA

Rick Hamm

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Sales Manager | NMLS# 187346

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Julie S
    Posted on March 4th, 2025 09:04 PM
    It was great working with Zach. My clients were very pleased and I loved his level of communication.
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    Julie S
    Grand Junction, CO
    Posted on March 4th, 2025 09:02 PM
    Great Communication.
    Reply from Rick Hamm
    October 8th, 2026 07:47 AM
    Julie, I truly appreciate your kind words and the perfect rating. Ensuring clear and effective communication is a priority for me, and I'm glad it made a positive impact. Thanks again!
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    Kevin R
    Parachute, CO
    Posted on March 4th, 2025 02:20 PM
    Definitely the communication and making sure I'm aware of every step and why stuff is taking longer.
    Reply from Rick Hamm
    October 8th, 2026 07:47 AM
    Thanks for the feedback, Kevin. I'm glad to hear that the communication kept you in the loop throughout the process. I know that waiting can be frustrating, and I always strive to keep my clients informed about any delays and the reasons behind...
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    Ian R
    Posted on March 2nd, 2025 10:20 PM
    Rick Hamm has received a review with 5 star rating from Ian R
    Reply from Rick Hamm
    March 3rd, 2025 03:57 PM
    Ian, I really appreciate you taking the time to leave such a positive review! It means a lot to know that you had a great experience. Helping clients like you is why I love what I do here at Unifirst Mortgage. Thanks again for your kind words!...
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    Ian M R
    Grand Junction, CO
    Posted on March 2nd, 2025 10:20 PM
    Zach was very helpful throughout the whole process. During the initial meeting, he communicated the process and numbers so that they made sense to a first time homebuyer. Once we went under contract, he was always reaching out to answer any...
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    Reply from Rick Hamm
    October 8th, 2026 07:47 AM
    Ian, I'm thrilled to hear about your positive experience with Zach. Our goal is to make the homebuying process as smooth and understandable as possible, especially for first-time buyers. It's fantastic to know that Zach was able to communicate...
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    Cheryl H
    Grand Junction, CO
    Posted on March 1st, 2025 08:14 PM
    Zach was aways pleasant and helpful. He was patient with the glitches which helped my own level of stress.
    Reply from Rick Hamm
    October 8th, 2026 07:47 AM
    I truly appreciate your kind words, Cheryl. I'm delighted to hear that Zach made the process smoother for you. Our team strives to provide a supportive experience, and it's wonderful to know that it made a difference in managing your stress...
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    Joe S
    Brighton, CO
    Posted on February 14th, 2025 02:25 PM
    LOVE Sir Rick... he is literally the best in the biz.
    Reply from Rick Hamm
    October 8th, 2026 07:47 AM
    Hey Joe, thanks a million for those kind words! We are the "A" team working together to make our clients very happy!!
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    Tamara L C
    Brighton, CO
    Posted on February 11th, 2025 01:10 PM
    Rick gave great advice and got us a good rate for our loan. Now we own our dream house! Thanks Rick!
    Reply from Rick Hamm
    October 8th, 2026 07:47 AM
    Tamara, that's fantastic to hear! Making dream homes a reality is what I strive for. So glad I could help you get a great rate and into that dream house. Enjoy it! Rick
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    Mikey C
    Posted on February 8th, 2025 03:28 PM
    Rick Hamm did an amazing job pulling our loan together. He figured out what would work best for the house we wanted, gave advice on how much to put down and what different amounts would do to our payment, and kept us informed during the entire...
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    Reply from Rick Hamm
    February 11th, 2025 03:32 PM
    Mikey, thanks so much for the kind words! I really enjoyed working with you and getting you into your new home. Helping folks figure out the best loan strategy is one of the things I enjoy most about this job, and it sounds like we hit the...
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    Mikey S C
    Brighton, CO
    Posted on February 8th, 2025 03:28 PM
    Rick did an amazing job pulling our loan together. He figured out what would work best for the house we wanted, gave advice on how much to put down and what different amounts would do to our payment, and kept us informed during the entire process....
    read more
    Reply from Rick Hamm
    October 8th, 2026 07:47 AM
    Mikey, thanks so much for the kind words! I'm really glad I could help you navigate the loan process and find the best option for your new home. It's always gratifying to hear that a closing went smoothly, and I appreciate you taking the time...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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