Guild Mortgage - Richard Smith
Senior Loan Officer | NMLS# 285934
With more than 25 years of experience as a certified mortgage planner, Richard has been with Cherry Creek Mortgage for nearly a decade, where hes dedicated his professional life to making homeownership a reality for his clients. Richard is ... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Richard was very client oriented and made my client comfortable with the transaction.
Reply from Guild Mortgage - Richard Smith
August 25th, 2025 02:09 PM
Sonny, thank you for your feedback. It's great to hear that your client felt comfortable throughout the transaction. Making sure that clients feel at ease and informed is always my priority. I appreciate you taking the time to share your experience....
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constant communication and options
Reply from Richard Smith - Guild Mortgage
August 16th, 2025 06:50 PM
Christopher, thank you for highlighting the importance of communication and options in your review. I'm glad to hear that these aspects of the process stood out to you. It's always my goal to ensure that you're informed and comfortable with...
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Richard did a great job explaining everything and walking me through things. He was very helpful when it came to the numbers and getting me to a comfortable place.
Reply from Richard Smith
June 5th, 2026 10:41 PM
Hello Collin. Noticed that my previous response may have been auto generated. Thanks so much for working w me and also appreciate you taking the time to review! Cheers,
It is always pleasant. When people do what they say they're going to do. I enjoyed the fact that you were able to get the deal done without issue. Thank you so much for all of your hard work!
Reply from Richard Smith
July 22nd, 2025 08:11 PM
Shana, I truly appreciate your kind words. I'm pleased to know that I was able to meet your expectations and finalize the deal smoothly. Your acknowledgment of my efforts means a lot, and I'm glad the process was pleasant for you. If you ever...
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Richard and I had a 1st time homebuyer who needed a lot of help on the nuances of the loan process and best loan programs and Mr. smith made it happen.
Reply from Richard Smith
July 20th, 2025 05:04 PM
Jay, I'm glad to hear that I could assist you and your client through the nuances of the loan process. Helping first-time homebuyers understand their options and navigate their journey is something I'm truly passionate about. Thank you for...
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Richard and Jonell are the best!
Reply from Richard Smith
May 8th, 2025 07:29 PM
Thank you, Matthew, for the outstanding review! I'm thrilled to hear that you had such a positive experience with both Jonell and me. Your satisfaction is our top priority at Guild Mortgage. If you have any further questions or need assistance...
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Richard was quick to respond with calls, texts, and emails. He helped us prep for a couple of offers.
Reply from Richard Smith
May 2nd, 2025 02:11 PM
I'm glad to hear that my prompt communication was helpful in preparing for your offers. It was a pleasure assisting you with your home purchase process. Thank you for your positive feedback.
Richard Smith is the best loan officer I’ve ever worked with!
Richard Smith is the best ! I appreciate his knowledge, his capabilities, and his genuine desire to ensure we get the best deal possible. This is the third loan we've done with him and I can't imagine working with anyone else.
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Reply from Richard Smith
April 11th, 2025 03:25 PM
I'm thrilled to hear that you had such a positive experience with your streamline refinance, Nicholas. It's been a pleasure working with you on your loans, and I'm glad my efforts have met your expectations. Thank you for your continued trust...
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Richard Smith and Guild Mortgage, along with Jonell Andersen were fantastic to work with. We were kept informed every step of the loan process and through closing everything went as planned, no surprises. We found the Guild online application...
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About
With more than 25 years of experience as a certified mortgage planner, Richard has been with Cherry Creek Mortgage for nearly a decade, where hes dedicated his professional life to making homeownership a reality for his clients. Richard is knowledgeable in all types of residential mortgage financing and committed to delivering impeccable service. Whether hes strategizing and assisting a first-time homebuyer with carving a path to financial security or advising seasoned buyers upgrading to their dream home, helping others is his passion and Richard considers it a privilege to personalize mortgage solutions for his clients and become their mortgage expert for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 285934
Disclaimer
I am authorized to do business in the states of Colorado and Texas.; NMLS ID: 285934; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.