Guild Mortgage - Richard Smith
Senior Loan Officer | NMLS# 285934
With more than 25 years of experience as a certified mortgage planner, Richard has been with Cherry Creek Mortgage for nearly a decade, where hes dedicated his professional life to making homeownership a reality for his clients. Richard is ... Show More
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8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
great to work with on this VA transaction, thanks for always keeping me informed as the Realtor & getting our mutual clients to closing successfully!
Reply from Richard Smith
March 5th, 2026 05:48 PM
Lori, it's great to hear the VA transaction went smoothly. Keeping you informed as the Realtor and ensuring a successful closing for our mutual clients are priorities I take seriously. If there's anything more you need, feel free to reach out....
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Guild Mortgage - Richard Smith has received a review with 5 star rating from Susana M H
Reply from Owner
June 5th, 2026 10:38 PM
Susana! Just noticed that my previous response may have been AI generated. Thanks so much for your review! Cheers,
Richard always puts his clients first and goes above and beyond. Thank you!
Reply from Richard Smith
December 29th, 2025 08:02 PM
Thank you for the kind words, Susana. Prioritizing my clients and giving my best effort in every situation is important to me. If there's anything more I can do for you, please let me know.
Richard was great start to finish! Did a fantastic job!
Reply from Guild Mortgage - Richard Smith
December 18th, 2025 04:14 PM
Thanks so much, Josh! So happy for you and Gillian! We'll be in touch. Congratulations!!!!
Knew we'd get everything done and the situation was non standard. Would only ask for a bit more organization with document requests and to avoid last minute rushes.
Reply from Guild Mortgage - Richard Smith
June 5th, 2026 10:39 PM
Justin! Noticed that the previous reply may have been auto generated. Thanks so much for your business and also this feedback. Cheers
Guild Mortgage - Richard Smith has received a review with 5 star rating from Michael S
Reply from Owner
December 18th, 2025 04:16 PM
Thanks much, Mike! Always great working with you and Terri! I'll be in touch. Cheers!
Richard is very professional and detailed. We love working with him and his associates for our home loans. He is very accessible and answers our questions clearly and completely.
We couldn't be happier.
Reply from Richard Smith
December 1st, 2025 07:43 PM
I appreciate your kind words. I'm pleased to hear that you find my professionalism and detailed approach helpful, and that my team and I have been able to assist you effectively. Being accessible and providing clear answers is important to...
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We have used Richard Smith and Guild Mortgage for several of our mortgage loans. We have always gotten all the details and expert advise as needed from Richard and his loan team. Jonell is very efficient with the documents and on line systems...
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Reply from Richard Smith
December 1st, 2025 05:32 PM
I'm glad to hear that your experience with both myself and the team at Guild Mortgage has been positive over the years. Providing detailed information and expert advice is something I strive for, and it's great to know that Jonell's efficiency...
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Richard is attentive and very knowledgeable about the loan process and guides clients through the process from start to finish.
Richard and his team are 5 star !!!
Reply from Richard Smith
November 10th, 2025 05:18 PM
I'm glad to know you appreciated the guidance and support throughout the loan process. Ensuring clarity and comprehensive assistance from start to finish is a priority for me, and I'm happy that you found the process so positive. If there's...
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Richard is the best!
Reply from Richard Smith
October 27th, 2025 12:44 PM
It's great to hear such positive feedback. Thank you for the kind words. If there's anything more I can do for you, please feel free to reach out.
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About
With more than 25 years of experience as a certified mortgage planner, Richard has been with Cherry Creek Mortgage for nearly a decade, where hes dedicated his professional life to making homeownership a reality for his clients. Richard is knowledgeable in all types of residential mortgage financing and committed to delivering impeccable service. Whether hes strategizing and assisting a first-time homebuyer with carving a path to financial security or advising seasoned buyers upgrading to their dream home, helping others is his passion and Richard considers it a privilege to personalize mortgage solutions for his clients and become their mortgage expert for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 285934
Disclaimer
I am authorized to do business in the states of Colorado and Texas.; NMLS ID: 285934; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.