

Richard Lytle
Branch Manager / Sr. Mortgage Consultant

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Richard made the home buying process very easy for us and we couldn't be happier! The whole team at Caliber kept us informed every step of the way.
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you so much Sandy!!!
Richard went above and beyond to help us get our home. He was available whenever I needed him (honestly) and I would highly recommend him.
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you so much for the amazing review!!
Richard & his team made the first time home buying experience less scary & overwhelming!
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you so much Caitlyn!!!
Painless and thorough.
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you for the 5 star Review, Mr. G!!
Richard was dedicated to keeping us up to date on all information pertaining to our loan, he is well versed in handling the VA home loan and we greatly appreciate his help.
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you Dustin for the awesome review!!!!
Richard made sure it was a great experience my first time buying a home!
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you Kaylee for the awesome Review!!!!
Good communication and kept in contact. Knowledgeable
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you for the 5 star review, Alex!!
Your team was extremely supportive and helpful through the entire process.
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you Kim for the amazing review!!! I hope you are enjoying your new home!!
Amazing people working here. They did an exceptional job getting me approved. Went above and beyond. I will have no issues using this company again in the future. Highly recommend. 5 stars!!!
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you Donald for the amazing review of our team!!!
Richard assisted us when we needed a lot of help with finding a lender for our home. We appreciate his timeliness and advice. We are now homeowners thanks to him and his associates!
Reply from Richard Lytle
August 12th, 2026 02:35 PM
Thank you so much Catherine!!!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- 65839.0
Achievements
- Top 1% Originator in America
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Boating
- Soccer dad
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235