Richard Lytle
Branch Manager / Sr. Mortgage Consultant
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stayed in contact from start to finish!
Stayed on top of everything very
Very knowledgeable
Reply from Richard Lytle
September 28th, 2026 03:08 PM
Mike, I appreciate your feedback and am glad to know you found my expertise helpful. At Synergy One Lending, Inc., we strive to provide knowledgeable support for our clients.
Great communication and timely responses. I stay extremely busy and I appreciate Richard going above and beyond as always to help best manage the process.
Reply from Richard Lytle
September 21st, 2026 04:45 PM
Andrea, I'm pleased to hear that my communication and timely responses were helpful for you. At Synergy One Lending, Inc., going above and beyond to manage the process is always our goal, and I appreciate your feedback.
Not Any fault of synergy one.
Reply from Richard Lytle
September 12th, 2026 06:19 PM
Thank you Ms. Betty!!!
Informative, courteous, experienced and if Richard didn't have an answer to a question, he would make sure to investigate. Richard is always available and response time is prompt.
Reply from Richard Lytle
September 1st, 2026 08:12 PM
Thank you for the kind words!! I was hoping you would've added that he looks so young to be in the business. LOL
Richard and his team are great; always communicated and worked hard for our customer :)
Reply from Richard Lytle
September 1st, 2026 08:12 PM
Thank you so much Katie!!
Communication was very affective and as first time homeowners it made this whole process very easy for me and my husband to understand.
Reply from Richard Lytle
September 1st, 2026 08:13 PM
Thank you Sierra!! I hope you and your husband enjoy your new home!!!
Richard was absolutely wonderful to work with! He was so kind, patient, and helpful throughout the entire mortgage process, especially as a first-time homebuyer. He took the time to explain everything, answer all of my questions, and was always...
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Reply from Richard Lytle
September 2nd, 2026 07:09 PM
Carlee, I truly appreciate your kind words and am glad to hear that I could support you through the mortgage process. It's nice to know that my efforts made your journey as a first-time homebuyer a bit easier. Thank you for recommending me...
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Richard was very much hands on. Making sure everything went well. We would like to thank Richard and all the staff for making everything about the home loan experience better.
Reply from Richard Lytle
August 17th, 2026 11:19 PM
Thank you so much for the kind words!! My team enjoyed working with you!! Congratulations on your next chapter!!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- 65839.0
Achievements
- Top 1% Originator in America
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Boating
- Soccer dad
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235