Richard Lytle
Branch Manager / Sr. Mortgage Consultant
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Straightforward, honest and helpful during each step. My client had a great experience working with Richard and Synergy One!
Mr. Lytle with Synergy One Lending was able to procure a loan for our clients that other lenders could not accomdate. It made my day to see our clients happy in their new home and that is the NAME OF THE GAME! Thank you for all you did to make...
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Reply from Richard Lytle
October 27th, 2026 05:21 PM
I'm grateful to hear that I could assist your clients in securing a loan when others could not, Amber. At Synergy One Lending, Inc., it's important to me to see clients happy in their new homes, and I'm pleased that I could help make that possible....
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I recently found out I was going to be having an addition to my family. Our current dwelling was not suitable for the addition so we started house hunting. When it came time to get financing for the home, Richard was the first person that came...
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Reply from Richard Lytle
October 16th, 2026 04:28 PM
Randy, thank you so much for the wonderful review!! You both were amazing to work with. I was extremely happy to share this journey with your growing family. Enjoy your new home!!!
Richard and his team provided a very personalized experience, listening to exactly what my husband and I were "shopping" for in a mortgage product. We received prompt replies to our questions and appropriately timed requests and reminders for...
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Reply from Richard Lytle
October 13th, 2026 06:42 PM
Janet, thank you so much for trusting me again on your home purchase!!! Also, thank you for your patience with me, which I deal with my mom. You and your husband have always been amazing work with. :)
There was some delay in communication throughout the process.
Reply from Richard Lytle
October 13th, 2026 06:14 PM
Hi Heather, I am sorry for some delay in my communication during the process and I appreciated your patience with me, while I was dealing with my mom's health. Thank you for being honest on the survey. I am not proud of this b/c my communication...
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Richard gets the job done! The only time I want to hear from my lender is at the beginning when I'm getting my buyer pre -approved and at the end when he tells me, "clear to close." I've used lenders in the past that want to update me with...
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Stayed in contact from start to finish!
Reply from Richard Lytle
October 12th, 2026 03:03 PM
Thank you Mr. Brown for allowing me to help you with this!! You and Emma are amazing parents and amazing clients!!
Stayed on top of everything very
Reply from Richard Lytle
October 12th, 2026 03:04 PM
Thank you Mr. Beaney!!! You and Rosa were amazing to work with!!
Very knowledgeable
Reply from Richard Lytle
September 28th, 2026 03:08 PM
Mike, I appreciate your feedback and am glad to know you found my expertise helpful. At Synergy One Lending, Inc., we strive to provide knowledgeable support for our clients.
Great communication and timely responses. I stay extremely busy and I appreciate Richard going above and beyond as always to help best manage the process.
Reply from Richard Lytle
September 21st, 2026 04:45 PM
Andrea, I'm pleased to hear that my communication and timely responses were helpful for you. At Synergy One Lending, Inc., going above and beyond to manage the process is always our goal, and I appreciate your feedback.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- 65839.0
Achievements
- Top 1% Originator in America
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Boating
- Soccer dad
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235