

Richard Lytle
Branch Manager / Sr. Mortgage Consultant

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Richard made buying a home easy. I had a lot of concerns, but he tackled them all and kept me informed during the process.
Communication with the staff, always ensuring the best interest of the customer(s)
Highly impressed with the level of care and commitment Richard and his team provide my clients and myself during my own refinance.
This was our first home purchase and Richard made sure we were well informed every step of the way! He spent extra time with us to ensure we had a full understanding of the process. We explored several options so that I was always confident...
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Even when I was upset and confused about the whole process, Richard was there and ready to calm me down and explain what was going on. Our credit wasn't the best but he still got us 100% financing. The USDA loan is ridiculous because they ask...
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I don't even know where to start? Richard was on top of it from the beginning. Purchasing my first home I did not know what to expect. Richard made the process very EASY for me. Understanding each step at a time, understanding why it needed...
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Richard transcends customer service! The dedication he provides his clients is one of a kind. I'm thankful to have had the pleasure of working with him to obtain a mortgage and am extremely grateful for his optimism throughout the process!...
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The name says it all, they truly are the best! They work so hard to make it completely seamless on the buyers part. Completely professional, and super compassionate towards their clients. Will never use anyone else!
Impressed beyond words with Richard and his team. He did everything in his earthly power to help my client buy her home. Above and beyond doesn’t even scratch the surface of the level of service you will receive here. I will be recommending...
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Reply from Richard Lytle
August 12th, 2026 02:34 PM
I can’t imagine anyone better at helping someone get into a house better than Richard Lytle. He helped us and without him we would still be at our address of 43 years. Bless his heart. I highly recommend him to everyone!!!
Richard and his team will get the job done! These guys are true professionals!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- 65839.0
Achievements
- Top 1% Originator in America
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Boating
- Soccer dad
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235