

Richard Lytle
Branch Manager / Sr. Mortgage Consultant

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Sun
9 AM to 5 PM
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Between Richard and Sonya, as well as the other behind the scenes in underwriting department, we were more than taken care of. The entire process we felt like it was family that genuinely cared about us and our experience and process. They...
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Richard was helpful and personable. His staff was very efficient and kept everything moving quickly!
Richard was very professional, prompt on his communication, helpful and had great insight that helped us make a clear decision.
Richard Lytle is kind and dedicated in making sure that homebuyers understand everything they need to know about buying a home. My husband and I were very comfortable and confident in the process and decisions that had to be made because of...
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Richard and his team take the time to really make sure that the deal is done right. There were multiple times that Richard made himself available after normal business hours to accommodate my non-standard work schedule. I have done business...
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Reply from Richard Lytle
August 12th, 2026 02:34 PM
Alex, thank you so much for an awesome review!! I look forward to your next investment!
Richard is AMAZING at his job and will make you feel extremely comfortable throughout your entire purchase experience.
Richard was a godsend. Every part of the process was made easy and communicated clearly. I will be sending anyone who is looking for home financing to Richard and Caliber!
Reply from Richard Lytle
August 12th, 2026 02:34 PM
Steven, thank you so much for this amazing review!!! Merry Christmas!!
We made it to the finish line!
Richard was a great help through a stressful process! We appreciated his close relationship with our realtor as well. It made things much easier.
10/10 amazing service
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- 65839.0
Achievements
- Top 1% Originator in America
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Boating
- Soccer dad
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235