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Richard Higginbotham - NMLS: 1654158 in Irvine, CA

Richard Higginbotham

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NMLS: 1654158

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As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing... Show More
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Location & Business Hours
Business Hours
Wed
6 AM to 6 PM(Open now)
Thu
6 AM to 6 PM
Fri
6 AM to 6 PM
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Reviews from Web
  • Encompass
    D
    David M
    Oakland Park, FL
    Posted on December 21st, 2020 04:46 AM
    Well Rick made me very comfortable and gave me much confidence in him helping me through the process.
  • Encompass
    R
    Roy H
    Murfreesboro, TN
    Posted on December 10th, 2020 08:28 PM
    Rick Higginbotham was one of many who responded to a request that I placed on the internet about refinancing my home. I was impressed quickly with Rick when he contacted me as he genuinely listened to my needs and was available any time i had...
    read more
  • Encompass
    R
    Rodolfo P
    Covina, CA
    Posted on December 6th, 2020 03:51 PM
    Mr. Higginbotham was very courteous and very helpful and prompt in answering my concerns and my questions.
  • Encompass
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    John W
    Pagosa Springs, CO
    Posted on November 29th, 2020 05:39 PM
    Rick was exceptionally responsive throughout the process. If I had a question, he would respond to my e-mail within a few hours. The process went smoothly and expeditiously. Very satisfied with Ladera lending.
  • Encompass
    B
    Bernard J
    Los Angeles, CA
    Posted on November 18th, 2020 07:13 PM
    Rick was fully involved in sheparding this loan thru the numberous complexities of getting to the final end point. he took responsibility to make sure all the myriad requirements were met in as timely fashion as possible. He kept on top of...
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    C
    Craig C
    Johnstown, CO
    Posted on November 7th, 2020 01:03 AM
    Rick was very friendly and helpful throughout the process. I had reservations working with a on-line lender due to a previous experience, but Rick and I had solid communication right from the start and the entire process, including closing...
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  • Encompass
    M
    Margaret A
    AUSTIN, TX
    Posted on November 5th, 2020 11:12 AM
    Rick was always ready to answer or questions and to keep us updated on the refinance process. It was confusing when we started to deal with other depts or people at Ladera and he kept with us through it all---which seemed to have many details...
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  • Encompass
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    Michael B
    Plumas Lake, CA
    Posted on October 16th, 2020 01:02 AM
    Very easy process and service Rick was great to deal with.
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    Chad G
    Las Vegas, NV
    Posted on October 15th, 2020 03:47 PM
    Wonderful person to work with. Level of communication wasn't overly saturated and he kept in touch enough to keep me on track with the progress.
  • Encompass
    S
    Steven B
    Sanger, CA
    Posted on October 14th, 2020 07:14 PM
    Rick was very easy to work with and seemed to be very truthful and a professional at what he does. Thank you for your help.
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    About
    As a licensed Mortgage Loan Originator and have been in the industry since 2017. I specialize in Conventional, FHA, VA, Reverse, bank statement and Jumbo loan products whether you are purchasing your first house or refinancing your existing mortgage.
    Products & Services
    Financial Advisor
    Banker
    Specialities
    Conventional, FHA, VA, Reverse, bank statement, Jumbo loan products, Non QM loans
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    Positions
    • Trust One Financial - Branch Manager
      Jun 1st, 2022 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 1654158
    • States Licensed In: Arizona, California, Colorado, Tennessee, Florida, Pennsylvania U.S
    Disclaimer
    Company NMLS ID #1566096 Equal Housing Lender https://www.nmlsconsumeraccess.org https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing