

Richard Breed
Senior Mortgage Banker | NMLS #704369

"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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clear explanation of the entire process step by step and completely answered all my questions.
The level of communication was great all my questions were answered in a timely manner.
It was a very well communicated process, I knew what step we were at and what was next. All my questions were answered and all potential concerns were given to me so there would be no surprises. I would gladly work with the Total Mortgage team...
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Rich was extremely thorough and responsive, which was most important to us! He and his team were so detailed and on point with all of the info provided! Able to answer all of my questions! Highly recommended!!!
Richard is always such a pleasure to work with! He truly cares about and goes above and beyond for his customers. He is extremely knowledgeable and willing to work with you to make sure things work out. During both of our mortgage processes,...
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Mr & Mrs Breed are very professional and nice people.For someone like me who was not born in America, the most important thing is to understand well a legal language of the contract. They guided me through the entire refinancing process with...
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The process was very quick and handled professionally
5* review all around for Richard and his team! We are so happy we decided to work with him. It was truly a breath of fresh air to work with a professional who takes his time to talk and listen, responds promptly, and cares about the clients....
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Richard and his team were impeccable! They were timely, responsive, kind and treat you like family. I couldn’t have asked for a better experience. They are simply the best.
Richard was very patient with us and walked us through the process. He provided feedback and answered questions and made sure that the process was as painless as possible. I have already referred him to a friend looking to refinance.
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369