

Richard Breed
Senior Mortgage Banker | NMLS #704369

"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just lo... Show More
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Rich is our GO TO without a doubt for both ourselves and as a recommendation to my real estate clients. He is extremely communicative, provides excellent advice, and helps with a seamless transaction every step of the way. We could not recommend...
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I have used Richard and Bridgette in the past and after dealing with some mortgage brokers who make you jump through hoops, they are a breath of fresh air! They make the process stress free and don’t play games. Wether your looking for a new...
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The team was very on point with communication, and extremely helpful! Every question we had was answered quickly.
Fast, easy, clear instructions as to what to provide. No requests for the same documents over and over which is the biggest complaint I hear from other people refinancing or purchasing. Closed well within the time told it would take. No last...
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Quick responses and very easy to work with
We really appreciated the prompt and professional responses to our questions.
Richard was so helpful in getting our refinance done quickly and efficiently. When we hit an unexpected issue, Richard and team stepped up to make it as seamless as possible for us.
The information that this group gave me was spot on and accurate. They told us step by step and walk us through the process. This was so easy. I would really recommend this group total mortgage (Richard Breed) and company to anyone who is looking...
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Rich took care of our first home mortgage a few years ago and just handled the refinancing. As always he is knowledgeable, responsive and a pleasure to work with. This is a business relationship where we might talk once every 3-5 years at best...
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Rich Breed has great integrity. He is responsive and helpful. Rich is truly the best mortgage officer in the business.
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About
"Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you. If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the ""Apply Now"" button. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan. Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away!refer your friends and family
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #704369